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Digital currency wallet payment method and system

A technology of digital currency and wallet, which is applied in the computer field, can solve problems such as non-realization, and achieve the effect of convenient payment function

Active Publication Date: 2017-11-07
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In the process of realizing the present invention, the inventor found that there are at least the following problems in the prior art: how to carry out the payment process of the digital currency wallet on the basis of the existing bank account system has not yet been realized

Method used

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  • Digital currency wallet payment method and system
  • Digital currency wallet payment method and system
  • Digital currency wallet payment method and system

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Embodiment Construction

[0031] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0032] In order to buffer the impact of establishing a digital currency system alone on the existing banking system, and to protect the existing system investment of commercial banks to the greatest extent, the present invention introduces digital currency wallet attributes (such as figure 1 As shown in ), it is possible to manage both existing electronic currency and digi...

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PUM

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Abstract

The present invention provides a digital currency wallet payment method and system. The method comprises the steps of receiving a digital currency wallet payment request; obtaining a CA certificate digital signature corresponding to the digital currency wallet payment request and inputted by a user to generate a digital currency transfer request; sending the digital currency transfer request to a digital currency issuing bank; and receiving a payment success result with a currency issuing bank digital signature, so that the digital currency wallet payment method and system of the present invention can realize the digital currency wallet payment.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and system for digital currency wallet payment. Background technique [0002] At present, payment based on electronic accounts is very common in my country. However, this method is essentially just an informatization process of existing legal tender, and cannot be called digital currency in the strict sense. As a legal currency, digital currency must be issued by the central bank. It is currency itself and not just a payment tool, and encryption technology is the support of today's digital currency. Digital currency needs to be constructed based on the principles of cryptography from issuance to circulation. Protocol to achieve various security requirements in the application process. [0003] Although a pure digital currency system may not be associated with a bank account, since my country's currency issuance follows the dual system from the central bank to commerci...

Claims

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Application Information

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IPC IPC(8): G06Q20/36G06Q20/38G06Q20/40G06Q20/06G06Q20/10
CPCG06Q20/065G06Q20/105G06Q20/3674G06Q20/3678G06Q20/3821G06Q20/3825G06Q20/4014
Inventor 姚前
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST