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Application method and system for digital currency wallet

A digital currency and wallet technology, applied in the computer field, can solve problems such as the lack of digital currency wallet application process and the inability to access digital currency wallets with bank accounts, and achieve the effect of lowering the promotion threshold and flexible and convenient use

Active Publication Date: 2020-11-03
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the process of realizing the present invention, the inventor found that there are at least the following problems in the prior art: the application and opening process of the digital currency wallet is lacking in the prior art, and the digital currency wallet cannot be accessed through a bank account

Method used

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  • Application method and system for digital currency wallet
  • Application method and system for digital currency wallet
  • Application method and system for digital currency wallet

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Embodiment Construction

[0029] Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding and should be considered as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted from the following description for clarity and conciseness.

[0030]When managing digital currency, in order to buffer the impact of establishing a separate digital currency system on the existing banking system, and to maximize the protection of the existing system investment of commercial banks, in the specific design of the digital currency system, consideration may be given to In the traditional account system of commercial banks, th...

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Abstract

Embodiments of the invention provide a digital currency wallet application method and system. A user applies for opening a digital currency wallet through a bank account; the user specifies a binding relationship between the bank account and the digital currency wallet in the opening process; and after the digital currency wallet is opened successfully, the bank account is bound with the digital currency wallet, so that the user can access the digital currency wallet through the bank account. The method comprises the steps that an account bank user access system receives digital currency wallet opening application information with a user digital signature, and sends the opening application information to an account bank digital currency system; the account bank digital currency system verifies the user digital signature, creates the digital currency wallet after the verification is passed, allocates a certificate to the digital currency wallet, adds account bank digital signatures to a wallet identifier of the digital currency wallet and the certificate, and sends the wallet identifier and the certificate to a note issuing bank digital currency system; and the note issuing bank digital currency system verifies the account bank digital signature, and stores the wallet identifier and the certificate after the verification is passed.

Description

technical field [0001] The invention relates to the field of computers, in particular to a method and system for applying for a digital currency wallet. Background technique [0002] Any currency needs to be carried, and digital currency can be embodied or carried in a digital currency wallet. Since my country's currency issuance follows the dual system from the central bank to commercial banks, and the current social and economic activities are mainly carried out based on the commercial bank account system, the bank account system can be used in the design of the digital currency wallet system to make full use of the bank's mature bank account system. IT (Information Technology, information technology) infrastructure and application and service system will greatly reduce the threshold for the promotion of digital currency, improve the convenience and flexibility of use, and help the largest customer group to use digital currency. [0003] In the process of implementing the ...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/36
CPCG06Q20/363G06Q20/3672G06Q20/3678
Inventor 姚前
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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