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Method and device for generating preferential data based on no claim settlement

A data and preferential technology, applied in the field of data processing, can solve the problems affecting customer renewal, calculation errors, large labor costs, etc., to avoid labor costs, reduce manual operations, and improve production efficiency.

Active Publication Date: 2018-04-13
PING AN TECH (SHENZHEN) CO LTD
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Problems solved by technology

[0003] At present, the discounts for the existing non-claim preferential premiums and the annual renewal fees need to be calculated manually. However, due to the large number of insured customers, the preferential renewal premiums for non-claim insureds are calculated. It consumes a lot of labor costs, and at the same time increases the probability of calculation errors, resulting in low calculation efficiency of preferential data and affecting customer renewal

Method used

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  • Method and device for generating preferential data based on no claim settlement
  • Method and device for generating preferential data based on no claim settlement
  • Method and device for generating preferential data based on no claim settlement

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Embodiment Construction

[0046] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0047] The embodiment of the present invention provides a method for generating preferential data based on no claims, such as figure 1 As shown, the method includes:

[0048] 101. Obtain the split information of the insured's insurance policy and the year to be insured.

[0049]Wherein, the split bill information includes the insured product without claim settlement and the standard premium of the insured product, and information ...

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Abstract

The invention discloses a method and a device for generating preferential data based on no claim settlement and relates to the technical field of data processing. The main purpose of the present invention is to solve problems that the preferential renewal premium of for non-claimed insured persons consume lots of manual cost because the number of insured customers is too large, and the probabilityof calculation errors is also increased, resulting in low efficiency of preferential data calculation, and affecting the renewal of customers. The main technical solutions include: obtaining the sub-policy information and the to-be-insured years of the insured person's policy, wherein the sub-policy information includes the insured product of the non-claimed insured person and the standard premium of the insured product; according to the sub-policy information, the to-be-insured years and the preferential premium calculation strategy, generating preferential data. The method and the device are mainly used to generate preferential data based on no claim settlement.

Description

technical field [0001] The invention relates to the technical field of data processing, in particular to a method and device for generating preferential data based on non-claim settlement. Background technique [0002] No-claims discount means that the insured who has no claims in the last one or more insurance years can enjoy premium discounts in the next year based on the number of years without claims, so that customers who have no claims can continue to pay according to the premium discount provided by the insurance company premium. [0003] At present, the discounts for the existing non-claim preferential premiums and the annual renewal fees need to be calculated manually. However, due to the large number of insured customers, the preferential renewal premiums for non-claim insureds are calculated. It consumes a lot of labor costs, and at the same time increases the probability of calculation errors, resulting in low calculation efficiency of preferential data and affe...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q30/02
CPCG06Q30/0207G06Q40/08
Inventor 黄雪娇
Owner PING AN TECH (SHENZHEN) CO LTD
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