Digital currency-based withholding method and system

Abstract

The invention discloses a digital currency-based withholding method and system, and relates to the technical field of computers. A specific implementation manner of the method comprises the followingsteps of: sending authorized withholding information to a payee digital currency wallet by a payer digital currency wallet; verifying the authorized withholding information by the payee digital currency wallet; after verifying that the authorized withholding information is correct, sending a withholding request to a digital currency issuing and registering system, wherein the withholding request comprises a withholding amount and authorization information; verifying the withholding request by the digital currency issuing and registering system; and after verifying that the withholding requestis correct, completing withholding according to the withholding request. According to the implementation manner, the digital currency payment flexibility is improved and the digital currency transaction safety is improved at the same time.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and system for deducting money based on digital currency. Background technique [0002] The digital currency wallet is aimed at the more secure and convenient digital currency wallet terminal application requirements in the digital economy, combined with the continuous improvement of the electronic and networked financial infrastructure, and the development of communication technology to bring more effective system interconnection and integration, based on blockchain Driven by factors such as the gradual formation of an emerging digital ecosystem supported by new digital currency and digital asset technology, a new secure digital wallet is proposed that supports all aspects of digital currency storage, operation, application services, and comprehensive management. [0003] These existing electronic or digital wallets are all based on the account system. The function of...

AI Technical Summary

Problems solved by technology

[0005] 1. The existing technical solutions cannot support the digital currency issued by the digital currency issuer, so there is no system-to-system interaction and access mechanism with the digital currency issuer;

[0006] 2. The existing technical solutions cannot fully realize the digital currency transaction function of the complete digital currency wallet entity based on the terminal environment;

[0007] 3. The existing account wallet relies on the background account system, the wallet itself is not independent, and the digital currency terminal wallet itself is an independent wallet;

[0008] 4. Existing wallets rely too much on wallet service providers or commercial banks in terms of key management, there are deficiencies in wallet security, and localized security technologies are not fully utilized;

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