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Online payment platform based on Internet of things and cloud computing

An online payment and cloud computing technology, which is applied in the field of payment platform, can solve the problems of poor security and large hidden dangers of payment security, and achieve the effect of fast payment, high security, and guaranteed payment security

Inactive Publication Date: 2018-11-13
安徽蓝鸟智能停车科技产业化有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] Aiming at the above technical problems, the present invention provides an online payment platform based on the Internet of Things and cloud computing to solve the problems of poor security of existing payment platforms and great hidden dangers of payment security

Method used

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  • Online payment platform based on Internet of things and cloud computing

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Embodiment

[0017] As attached figure 1 As shown, the present invention provides an online payment platform based on the Internet of Things and cloud computing. The background system includes that when a consumer receives transaction information and uses a mobile terminal to scan a code to pay, the front camera of the mobile phone is automatically turned on to collect the consumer's facial information , And compare the collected consumer facial data with the facial feature information of the registered machine owner provided by the payment platform. If it matches, the payment is successful. After the payment is successful, the mobile payment platform will automatically send the consumption limit and usage information to the mobile phone. If the registered machine owner information does not match the facial information collected by the front camera of the mobile phone, it cannot be restored successfully. The mobile payment platform automatically sends a notification message to the mobile pho...

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Abstract

The invention provides an online payment platform based on Internet of things and cloud computing. The online payment platform is characterized in that when a consumer receives transaction informationand pays by code scanning with a mobile terminal, a front-end camera of a mobile phone automatically turns on to acquire face information of the consumer, and compares the acquired face data information of the consumer with register machine main face feature information provided by the payment platform; if the acquired face data information of the consumer conforms to the register machine main face feature information and the payment is successful, a mobile phone payment platform automatically transmits consumption quota and usage information to the mobile phone after successful payment; andif the register machine main information does not match the face information acquired by the front-end camera of the mobile phone, successful recovery is unavailable, and the mobile phone payment platform automatically transmits notification information reminding the consumer that the consumer is paying illegally and asking the consumer to take an immediate measure to the mobile phone. Payment security verification is performed in a way of acquiring the face information with the front-end camera of the mobile phone and comparing the face information with the face information of the payment platform, so that the payment security of the consumer can be effectively ensured; the payment speed is high; and the payment security is high.

Description

Technical field [0001] The invention belongs to the technical field of payment platforms, and in particular relates to an online payment platform based on the Internet of Things and cloud computing. Background technique [0002] With the development of wired and wireless high-speed broadband, the rapid development of e-commerce has driven the explosive growth of online payment services. China UnionPay launched the cardless payment service in 2011. Third-party payment represented by Alipay leads the trend of cardless payment. Cardless payment has quickly attracted many users due to its fast and convenient features. This has driven the rapid development of offline cardless payment applications. [0003] With the development of technology, smart phones have become more powerful and popular. Thereby there is a trend of payment convenience. At the same time, higher demands are placed on payment security. [0004] The above developments and advancements in all aspects are driving the v...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/32
CPCG06Q20/3276G06Q20/40145
Inventor 韦峰
Owner 安徽蓝鸟智能停车科技产业化有限公司