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Account correlation method, device and system for financial product user, and readable storage medium

A financial product and user account technology, applied in finance, data processing applications, special data processing applications, etc., can solve problems such as reducing user information management efficiency and user information parameter confusion, and achieve the effect of improving management efficiency

Inactive Publication Date: 2018-11-16
GUANGZHOU VIPSHOP INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The main purpose of the present invention is to provide a method for associating user accounts of financial products, aiming to solve the technical problem in the prior art that the user account information is confused due to the independence of each financial product, which reduces the efficiency of user information management

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  • Account correlation method, device and system for financial product user, and readable storage medium
  • Account correlation method, device and system for financial product user, and readable storage medium
  • Account correlation method, device and system for financial product user, and readable storage medium

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Embodiment Construction

[0029] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0030] The main solution of the embodiment of the present invention is to: obtain the account information of new users updated within the preset time interval of each financial product; extract the identity of the account information, and find the account information consistent with the identity; Each account information with the same identity identifier establishes an association relationship, and the corresponding account information of each financial product is updated with the account information that establishes the association relationship.

[0031] Since each financial product line is managed independently at present, their respective account systems are also independent of each other. Therefore, the information related to the account opening of the same Vipshop member in each financial product will have differe...

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Abstract

The invention discloses an account correlation method for a financial product user, and the method comprises the steps: obtaining the new user account information of each financial product in a presettime period; extracting the identity label of the account information, and searching the account information which is consistent with the identity label; creating the correlation of the account information which is consistent with the identity label, and updating the corresponding account information of each financial product through the account information used for creating the correlation. Theinvention also discloses an account correlation method and system for the financial product user and a readable storage medium. The method achieves the creating of the correlation of the account information of new users of all financial products through the unique identity label, so as to recognize the information of a plurality of accounts of the same user, and to achieve the integration of account information, thereby further improving the management efficiency of the account information.

Description

technical field [0001] The present invention relates to the field of financial product data management, in particular to a financial product user account association method, device, system and readable storage medium. Background technique [0002] With the continuous development of the Vipshop Financial Division, various financial product lines are becoming more and more abundant. For example, we currently have Vipshop Flower, Vip Installment, Vipshop Loan and other financial products. [0003] Based on the company's security regulations, all users' sensitive personal information (such as ID cards, names, and phone numbers) are encrypted and stored. In addition, because each financial product line is currently managed independently, their respective account systems are also independent of each other. Therefore, the account opening information of the same Vipshop member in various financial products will have different values ​​when saved in each system, and the same person m...

Claims

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Application Information

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IPC IPC(8): G06Q40/06G06F17/30
CPCG06Q40/06
Inventor 胡贻军
Owner GUANGZHOU VIPSHOP INFORMATION TECH
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