A system and method for determining a credit rating
A technology of credit rating and credit right, applied in the field of data analysis, can solve the problems of low accuracy of credit rating, and achieve the effect of guaranteed evaluation, suitable for promotion and use, and clear evaluation ideas
Inactive Publication Date: 2018-12-28
BEIJING KEDONG ELECTRIC POWER CONTROL SYST +1
View PDF5 Cites 0 Cited by
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
[0004] In view of this, the purpose of this application is to provide a credit rating determination system and method for solving the problem of low accuracy in determining credit ratings in the prior art
Method used
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View moreImage
Smart Image Click on the blue labels to locate them in the text.
Smart ImageViewing Examples
Examples
Experimental program
Comparison scheme
Effect test
Embodiment Construction
[0062] In order to make the purpose, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described embodiments are only It is a part of the embodiments of this application, not all of them. The components of the embodiments of the application generally described and illustrated in the figures herein may be arranged and designed in a variety of different configurations. Accordingly, the following detailed description of the embodiments of the application provided in the accompanying drawings is not intended to limit the scope of the claimed application, but merely represents selected embodiments of the application. Based on the embodiments of the present application, all other embodiments obtained by those skilled in the art without...
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More PUM
Login to View More Abstract
The invention provides a credit rating determination system, which includes a determination module for determining an index value of a lowest-level index in a pre-constructed multi-level index table based on historical transaction data of a user, and a credit rating determination module for determining an index value of the lowest-level index in the multi-level index table based on historical transaction data; a second determining module, configured to determine an operational relationship between the upper-level index and the lower-level index according to the number of the lower-level indexes corresponding to the upper-level index; a third determining module, configured to determine the index value of the upper level index based on the determined index value of the lowest level index andthe operational relationship between the upper level index and the lower level index; a fourth determination module configured to determine a credit rating of the user based on the determined index value of the upper-level index.
Description
technical field [0001] This application relates to the technical field of data analysis, in particular, to a credit rating determination system and method. Background technique [0002] my country is in a critical period of economic and social transformation, and the establishment of a social credit system is an objective need to improve my country's market economic system. The state has put forward clear requirements for accelerating the construction of a social credit system. As an important economic pillar of the country, the power industry is also an important field for the construction of a social credit system. The establishment of a scientific and complete credit system in the power industry will effectively promote the improvement of market supervision capabilities, improve the market credit environment, reduce transaction costs and prevent economic risks, and bring new impetus to the reform of the power market. [0003] With the continuous deepening of the power m...
Claims
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More Application Information
Patent Timeline
Login to View More IPC IPC(8): G06Q10/06G06Q50/06
CPCG06Q10/06393G06Q50/06
Inventor 史述红高春成曹瑛辉王海宁张显王琪习培玉顾宇桂严宇刘永辉付景波王蕾王清波袁明珠常新张倩吕经纬谭翔汪涛代勇
Owner BEIJING KEDONG ELECTRIC POWER CONTROL SYST