A method and device for processing a chargeback task

A task processing and task technology, applied in the field of Internet applications, can solve the problems of prone to errors, high labor and time costs, and achieve the effect of improving efficiency and accuracy, and saving labor and time.

Active Publication Date: 2022-06-07
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Obviously, in the solutions of the prior art, the cost of manpower and time is high, and errors are prone to occur

Method used

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  • A method and device for processing a chargeback task
  • A method and device for processing a chargeback task
  • A method and device for processing a chargeback task

Examples

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Embodiment Construction

[0025] In order for those skilled in the art to better understand the technical solutions in the embodiments of the present specification, the technical solutions in the embodiments of the present specification will be described in detail below with reference to the accompanying drawings in the embodiments of the present specification. Obviously, the described implementation Examples are only some of the embodiments of the present specification, but not all of the embodiments. All other embodiments obtained by those of ordinary skill in the art based on the embodiments in this specification should fall within the scope of protection.

[0026] A user of a bank or other financial institution, that is, the actual cardholder or account holder, within a certain period of time after the payment in the bank card or Alipay account (specifically, the specific regulations of the bank card organization, bank or other cooperative institution are as follows: Approval), you can file a charg...

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PUM

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Abstract

Disclosed are a method and device for processing a refusal to pay a task. A method for processing a chargeback task, the method comprising: obtaining data of a chargeback task to be processed; checking whether the obtained data contains preset features; if so, extracting the value of the preset feature in the obtained data, and checking Whether the corresponding relationship between the extracted eigenvalues ​​is correct and consistent with the eigenvalues ​​in the local data; if so, determine that the data of the pending chargeback task has passed the inspection, and determine the winning case based on the extracted application chargeback amount The value of the amount and the value of the judgment of the unsuccessful amount is used to generate a chargeback judgment result; and the transaction order corresponding to the chargeback task is processed according to the chargeback judgment result.

Description

technical field [0001] The embodiments of this specification relate to the technical field of Internet applications, and in particular, to a method and device for processing a chargeback task. Background technique [0002] The holder of a financial account in a bank or other financial institution may, within a certain period of payment for a transaction in the account, apply to the financial institution for refusal to pay, that is, refuse to pay the transaction. After the financial institution receives the chargeback application, it will freeze the transaction payment, generate a chargeback task, and then conduct data verification among one or more financial institutions involved to determine whether to allow the user to perform operations such as refunds. [0003] In the prior art, when each institution handles the chargeback task, the operator usually pushes it manually, and the developer manually modifies the information recorded in the database. Obviously, in the soluti...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/407
Inventor 宫恩超
Owner ADVANCED NEW TECH CO LTD
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