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Risk control method, equipment and storage medium for insurance sales

A technology for risk control and insurance types, applied in the field of risk control methods, equipment and storage media for insurance sales, which can solve problems such as insufficient precision, troubles for insurance companies, and loss of profits for companies with high odds

Inactive Publication Date: 2019-01-29
CHINA PING AN LIFE INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, when selling insurance, because some types of insurance have high benefits and high odds at the same time, insurance companies hope to sell a large amount of this type of insurance, but are afraid that the high odds of this type of insurance will bring huge losses to the company. Loss of profit, which brings great trouble to the insurance company
The commonly used solution now is to restrict the sale of high-odds insurance in some areas, and directly give up the sale of high-odds insurance in some areas. Although the risk of insurance sales is largely controlled, the use of this "one stick The principle of "death" is not refined enough, so that the insurance company also loses the economic benefits brought by the high-odds insurance in this area, and to a certain extent, it has a negative impact on the development of the insurance company

Method used

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  • Risk control method, equipment and storage medium for insurance sales
  • Risk control method, equipment and storage medium for insurance sales
  • Risk control method, equipment and storage medium for insurance sales

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Embodiment Construction

[0036] In view of the disadvantage of being unable to finely control the risk of insurance sales in the prior art, the purpose of the present invention is to provide a risk control method, equipment and storage medium for insurance sales, which can configure different insurance sales for different types of institutions and users. Qualification, so as to ensure the normal sales of insurance types, but also control the risk of insurance sales and improve the quality of insurance policies.

[0037] In order to make the object, technical solution and effect of the present invention more clear and definite, the present invention will be further described in detail below with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0038] see figure 1 , the risk control method of the insurance sale provided by the present invention c...

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Abstract

The invention discloses a risk control method, a device and a storage medium for insurance sales. The risk control method for insurance sales judges the type of the organization and the type of the user after the user sets up the insurance type sales state of the organization. Afterwards, when the user sets the post for the headquarters, whether the insurance sales status of the organization is consistent with that of its superior organization is judged, and if not, whether the insurance sales status of the organization is consistent with that of its subordinate organization is judged; afterwards, when it is judged that the sales status of the organization is inconsistent with that of its subordinate organizations, the user is prompted to modify this setting synchronously, and after the user modifies it, the user is prompted that the setting is successful. By configuring different insurance sales qualifications according to different organization types and user types, the invention canensure the normal sales of the insurance types and control the risks of the insurance sales so as to improve the quality of the insurance policies.

Description

technical field [0001] The present invention relates to the technical field of risk control, in particular to a risk control method, equipment and storage medium for insurance sales. Background technique [0002] At present, when selling insurance, because some types of insurance have high benefits and high odds at the same time, insurance companies hope to sell a large amount of this type of insurance, but are afraid that the high odds of this type of insurance will bring huge losses to the company. Loss of profit has brought great trouble to the insurance company. The commonly used solution now is to restrict the sale of high-odds insurance in some areas, and directly give up the sale of high-odds insurance in some areas. Although the risk of insurance sales is largely controlled, the use of this "one stick The principle of "death" is not refined enough, so that the insurance company also loses the economic benefits brought by the high-odds insurance in this area, and to ...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/08
CPCG06Q10/0635G06Q40/08
Inventor 罗君成
Owner CHINA PING AN LIFE INSURANCE CO LTD
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