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Lending and borrowing information approving method and device

A document information and credit technology, applied in the field of data security, can solve the problems of inconvenient approval of credit business, mismatch of user debit and credit information risk systems, etc., to avoid related problems.

Inactive Publication Date: 2019-02-22
南京长润经济咨询有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The present invention provides a credit information approval method and device, which are used to solve the problems existing in the prior art that credit business approval is inconvenient and the user debit and lender information risk systems do not match

Method used

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  • Lending and borrowing information approving method and device
  • Lending and borrowing information approving method and device

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Embodiment Construction

[0049] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0050] In order to standardize the credit information approval of service agencies, the approval process is solidified through informatization, and at the same time, mobile approval and mobile office information devices are provided for service agencies to help loan approval service agencies improve their office efficiency, thus developing a set of The lending information approval device provides service organizations with basic functions such as online informa...

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Abstract

The invention discloses a lending and borrowing information approving method and device, which are used for the problem that the current PC terminal and the background selection cannot provide guidance for the optimal lending and borrowing cooperation intention. A credit information approving apparatus according to an embodiment of the present invention includes databases and servers; the server comprises a credit information approval function module for approval and a mobile auxiliary office module for mobile approval. As that credit information approval system provide the online informationfor the service organization through the credit information approval function module, On-line examination and approval, interest calculation and other basic functions, but also through the mobile auxiliary office module according to the characteristics of the service organization to provide auxiliary mobile office functions, so as to optimize the lending relationship, improve private lending service standards.

Description

technical field [0001] The present invention relates to the technical field of data security, in particular to a credit information approval method and device. Background technique [0002] At present, in the domestic credit business, due to the non-disclosure of the asset certification materials of both the borrower and the lender, the investment risk of the borrower is a big problem. The risk level of the material provided by the lender does not match the risk level allowed by the borrower. [0003] Strengthen credit risk management, improve asset quality, and reduce the ratio of non-performing loans to become a lending intermediary service agency. Therefore, it is particularly important to study and analyze lending risks and assess risk management of customers and investors, and then formulate a set of standardized credit information service approval process. [0004] At present, some credit information approval methods and device selection in the background of the PC en...

Claims

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Application Information

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IPC IPC(8): G06Q10/10G06Q40/02
CPCG06Q10/103G06Q40/03
Inventor 杨玉田
Owner 南京长润经济咨询有限公司
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