Block chain-based offline payment method, apparatus and device, and storage medium

An offline payment and blockchain technology, applied in the payment system, payment architecture, and payments involving neutral parties, etc., can solve the problems of inability to match payment information, repeated payments, payment failures, etc., to avoid payment failures and facilitate life. Provides, easy-to-operate effects

Pending Publication Date: 2019-03-15
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
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Problems solved by technology

[0004] Based on this, it is necessary to provide a blockchain-based offline payment method, device, device and storage medium for pr

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  • Block chain-based offline payment method, apparatus and device, and storage medium
  • Block chain-based offline payment method, apparatus and device, and storage medium
  • Block chain-based offline payment method, apparatus and device, and storage medium

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[0042] In order to make the objectives, technical solutions and advantages of the present invention clearer, the following further describes the present invention in detail with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the present invention, but not to limit the present invention.

[0043] Those skilled in the art can understand that, unless specifically stated otherwise, the singular forms "a", "an", "said" and "the" used herein may also include plural forms. It should be further understood that the term "comprising" used in the specification of the present invention refers to the presence of the described features, integers, steps, operations, elements and / or components, but does not exclude the presence or addition of one or more other features, Integers, steps, operations, elements, components, and / or groups thereof.

[0044] figure 1 It is a flowchart of an offline p...

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Abstract

The invention relates to an offline payment method and device based on a block chain, equipment and a storage medium, and the method comprises the steps: establishing a connection for communication inan offline state; Verifying the transaction information, and finishing payment processing; Generating bill information; And in an online state, generating the bill information, the payment account information and the collection account information into a transaction block. According to the method, a series of processing of the transaction information in the offline state can be completed throughshort-distance connection and communication, the processing mode is simple and convenient, meanwhile, the problem that mobile payment cannot be completed in the offline state is solved, and the methodhas the advantages of being efficient, safe and convenient.

Description

technical field [0001] The present invention relates to the field of mobile payment, in particular to a blockchain-based offline payment method, device, equipment and storage medium. Background technique [0002] Mobile payment quickly swept the payment market with its convenient and simple operation method, which not only broke the traditional payment mode, but also brought earth-shaking changes to the financial industry, service industry and other fields. More and more units and individuals directly or indirectly send payment instructions to banks and financial institutions through mobile terminals, the Internet, etc. to generate currency payment and fund transfer behaviors, thus realizing fast and convenient cashless life and office. However, due to mobile payment must Transactions are completed on the basis of the Internet, which brings great inconvenience to areas with limited network signals, reduces the probability of successful payment, and brings many troubles to us...

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/38G06Q20/40
CPCG06Q20/3278G06Q20/3827G06Q20/4014G06Q20/40145G06Q20/389G06Q20/02G06Q20/108
Inventor 高立志
Owner PING AN TECH (SHENZHEN) CO LTD
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