Block-chain-based data processing method, device and apparatus and storage medium

A data processing and block chain technology, applied in the field of block chain, can solve problems such as fraud risk of online shopping loan business

Pending Publication Date: 2019-03-29
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] The embodiment of the present invention provides a blockchain-based data processing method, device, c

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  • Block-chain-based data processing method, device and apparatus and storage medium
  • Block-chain-based data processing method, device and apparatus and storage medium
  • Block-chain-based data processing method, device and apparatus and storage medium

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[0037] The technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0038] The blockchain-based data processing method provided in this application can be applied to figure 1 In an application environment in which the client communicates with the server through the network. Among them, the client can be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers, and portable wearable devices. The server can be implemented as an independent server or a server cluster composed of multiple...

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Abstract

The invention discloses a data processing method, a block-chain-baseddevice and apparatus and a storage medium, which are applied in the technical field of the block chain and are used for solving theproblem of fraud risk existing in online shopping loan business. The method provided by the invention comprises the following steps: obtaining a target purchase order signed by an online shopping user and an online shopping platform; performing identity verification on online shopping users and online shopping platform; If the verification is passed, the interface of the preset intelligent contract on the block chain is called, and the target purchase order is recorded to the block chain; If the loan triggering conditions are met, a loan application is issued to the lending institution; Forwarding the inquiry request to the credit reporting authority; Obtaining the credit information from the credit reporting institution and send it to the lending institution; recording the online purchase loan contract, loan record information and repayment information to the block chain, and authorizing the credit investigation organization through the preset channel on the block chain, so that thecredit investigation organization records the repayment information of the online purchase user and updates the credit investigation information of the online purchase user.

Description

technical field [0001] The present invention relates to the technical field of block chain, in particular to a data processing method, device, equipment and storage medium based on block chain. Background technique [0002] At present, online shopping has been popular and loved by people with the help of mature logistics services. Some online shoppers even take online shopping as one of their daily habits, whether it is large or small items. Facing the upsurge of online shopping, the online shopping loan business specially for online shopping came into being. Now, after online shopping users make purchases on the online shopping platform, they can directly apply for loans to lending institutions through the online shopping platform during settlement. After submitting the shopping order, shopping payment, user information and other materials to the lending institution, the lending institution will review the information, and after passing the review, the online shopping user...

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Application Information

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IPC IPC(8): G06Q20/38G06Q40/02
CPCG06Q20/3829G06Q40/03
Inventor 陈凯熊飞
Owner PING AN TECH (SHENZHEN) CO LTD
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