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Product data pushing method, device, computer equipment and storage medium

A product data and parameter calculation technology, applied in the direction of calculation, data processing application, electronic digital data processing, etc., can solve the problems of insured people, unable to obtain corresponding protection, etc., and achieve the effect of cost saving

Active Publication Date: 2022-05-17
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If you only purchase a small amount of commercial vehicle insurance, you will not be able to obtain corresponding protection in the event of an accident outside the insured items
How to choose the type of insurance reasonably is often a troublesome problem for policyholders

Method used

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  • Product data pushing method, device, computer equipment and storage medium
  • Product data pushing method, device, computer equipment and storage medium
  • Product data pushing method, device, computer equipment and storage medium

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Embodiment Construction

[0032] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0033] The product data push method provided by this application can be applied in such as figure 1 In the application environment of , the data collection device communicates with the server through the network. Among them, data collection devices include but are not limited to various driving recorders, navigation terminals, smart phones and portable wearable devices carried by drivers, and Internet of Things devices set up in traffic networks. The ...

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PUM

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Abstract

The invention discloses a product data push method, device, computer equipment and storage medium. The method includes: judging whether the working state of the vehicle changes; if the working state of the vehicle changes, obtaining the real-time environment of the vehicle Parameters; calculate the real-time risk coefficient of the auto insurance type associated with the changed working state of the vehicle according to the real-time environmental parameters; calculate the cumulative value of the real-time risk coefficient of the auto insurance type in a specified period; if the cumulative value is greater than The risk threshold of the auto insurance type is determined to purchase the auto insurance type. When the cumulative value of the real-time risk coefficient of the vehicle is low, the auto insurance fee can be paid less or not to help the policyholder save costs. When the cumulative value of the real-time risk coefficient of the vehicle is high, the corresponding insurance can be purchased in time to provide for the vehicle Provide comprehensive insurance services to provide protection for vehicles.

Description

technical field [0001] The present invention relates to the field of intelligent recommendation, in particular to a product data push method, device, computer equipment and storage medium. Background technique [0002] There are many types of existing vehicle insurance, except for some compulsory insurance, there are also many commercial vehicle insurances. If you choose to purchase most of the commercial vehicle insurance, for the policyholder, there will be a large economic expenditure. If you only purchase a small amount of commercial vehicle insurance, you will not be able to obtain corresponding protection in the event of an accident outside the insured items. How to choose the type of insurance reasonably is often a troublesome problem for policyholders. For insurers, how to help policyholders solve this problem is also very important. Contents of the invention [0003] Based on this, it is necessary to address the above technical problems and provide a product da...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L67/55H04L67/52G06Q30/06G06Q40/08G06F16/9535
CPCG06Q30/0631G06Q40/08H04L67/52H04L67/55
Inventor 韩伟邓坤王建明肖京
Owner PING AN TECH (SHENZHEN) CO LTD
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