Vehicle consumption payment method and system based on RFID

Abstract

The invention provides a vehicle consumption payment method based on RFID, which comprises the following steps that a security module is arranged in a RFID reader-writer, and the RFID reader-writer acquires vehicle information of an electronic tag of a target vehicle, wherein the vehicle information at least comprises the name of a vehicle owner, the file number of a vehicle, a license plate number and the identity card number of a vehicle owner; a processor of the RFID reader-writer acquires bank authentication information from the security module, and forms a data packet by using the authentication information, the name of the vehicle owner, the identity card number of the vehicle owner, the attribute information of the RFID reader-writer, the position information of the RFID reader-writer and the time information for acquiring the electronic tag information, and sends the data packet to a bank terminal; the bank terminal analyzes the data packet uploaded by the processor of the RFIDreader-writer, and searches whether an account corresponding to the name and the identity card number of the vehicle owner exists in the bank system or not, if so, the bank terminal carries out deduction payment from the account corresponding to the name and the identity card number of the vehicle owner according to a set expense rule; and the whole process does not need the participation of a vehicle owner, thereby ensuring the rapidness and convenience of the payment, high efficiency and wide application range.

Description

technical field [0001] The invention relates to a vehicle payment management method and system, in particular to an RFID-based vehicle consumption payment method and system. Background technique [0002] In the field of intelligent transportation, the means involving financial payment technology mainly include the following: [0003] The first method is to scan the payment QR code provided by the payee in the software program provided by the payee, enter the vehicle license plate of the vehicle to be paid, and use WeChat, Alipay and other third-party payment systems to complete the payment. This payment method usually uses image recognition technology to compare the vehicle license plate when leaving the charging scene, and checks whether the payment has been made through the vehicle license plate recognized by the image. [0004] The second is to use image recognition technology to identify the vehicle number plate, use the vehicle number plate as identification informatio...

AI Technical Summary

Problems solved by technology

[0005] The financial payment realized through the above-mentioned technical means generally has the following problems: First, the above-mentioned technologies generally rely on the vehicle license plate recognized by image recognition technology as a common means of settlement fees. Affected by weather and other factors, the identification function of the license plate is greatly reduced; secondly, the existing payment methods rely on third-party payment systems or manual participation, and its application scenarios are greatly restricted, for example: in congestion charging, Fields such as viaduct tolls cannot be realized by using the above technical means

Finally, the cost of current technical means is high, and the subject of charging is diverse, which is not conducive to management

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