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Information processing method and device, computer device, storage medium and program product

An information processing method and computer program technology, applied in the field of information processing, can solve the problems of high capital cost and low efficiency of capital replenishment, so as to reduce the cost of capital advance, improve capital utilization rate and settlement efficiency, and improve compensation efficiency Effect

Pending Publication Date: 2019-07-30
TENPAY PAID TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It can be seen that the capital cost of this method is relatively high
Moreover, since it takes a certain amount of time to obtain approval by sending a credit request to the credit granting bank, it can be seen that the efficiency of fund replenishment in this method is low

Method used

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  • Information processing method and device, computer device, storage medium and program product
  • Information processing method and device, computer device, storage medium and program product
  • Information processing method and device, computer device, storage medium and program product

Examples

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Embodiment Construction

[0030] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary and are intended to explain the present invention and should not be construed as limiting the present invention.

[0031] The information processing method, device, computer equipment, storage medium, and program product in the embodiments of the present invention are described below with reference to the accompanying drawings.

[0032] After the wealth management platform uses the funds in the quick redemption advance cash account to pay the redemption money for the user, in order to ensure that the funds in the advance account are sufficient, at present, the advance account is mainly compensated through bank credit requests. However, the ca...

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PUM

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Abstract

The embodiment of the invention provides an information processing method and device, a computer device, a storage medium and a program product. The method comprises the following steps of obtaining the first subscription data corresponding to the subscription transaction sheet of the current batch of the target business and the first redemption data corresponding to the redemption transaction sheet, according to the first subscription data and first available subscription data accumulated in a historical batch, obtaining the second available redemption data corresponding to the current batch,obtaining the second available redemption data corresponding to the current batch according to the first redemption data and the first available redemption data accumulated in the historical batch, and compensating the balance data in a first account corresponding to the target service according to the second available redemption data and the second available redemption data. According to the technical scheme, the funding fund account is compensated by using the subscription data in batches, so that the compensation efficiency can be improved, the funding cost can be reduced, and when the current batch is calculated, the subscription data and the redemption data are fully utilized, and the fund utilization rate and the settlement efficiency of funding recompensation are improved.

Description

technical field [0001] The present invention relates to the technical field of information processing, in particular to an information processing method, device, computer equipment, storage medium and program product. Background technique [0002] At present, after a user initiates a quick redemption application on the wealth management platform, the wealth management platform will first use the funds in his quick redemption advance cash account to pay for the user, so as to ensure that the user's redemption money can be quickly credited to the account. However, due to the limited advance funds of the wealth management platform, it is necessary to quickly replenish the funds in the advance account to ensure the normal operation of its quick redemption business. [0003] At present, the advance account is mainly compensated through bank credit application. Specifically, on the same day, the funds advanced in the advance account will be compensated for the advance funds throu...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q40/06
CPCG06Q40/04G06Q40/06
Inventor 王寸涛
Owner TENPAY PAID TECH
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