Credit payment method, system and device suitable for medical treatment and readable medium

A payment system and credit technology, applied in the field of medical information, can solve problems such as the inability to fully realize the payment of leaving the hospital, and achieve the effect of improving the bank credit system, reducing the payment process for seeing a doctor, and improving the efficiency of seeing a doctor

Inactive Publication Date: 2019-09-27
福建医联康护信息技术有限公司
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  • Abstract
  • Description
  • Claims
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Problems solved by technology

[0003] However, the self-pay part still needs to be paid through the above two methods, and the hospital discharge payment cannot be fully realized

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  • Credit payment method, system and device suitable for medical treatment and readable medium

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Embodiment Construction

[0041] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the embodiments of the present invention. Obviously, the described embodiments are the embodiment of the present invention Some, but not all, embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0042] The present invention provides a method, system, device, and readable medium applicable to medical credit payment, wherein, the method applicable to medical credit payment, the method is specifically as follows:

[0043] Before the diagnosis, the patient applies for medical credit, fills in the authentication information, and binds the credit card; in this st...

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Abstract

The invention provides a credit payment method, system and device suitable for medical treatment and a readable medium suitable, and is characterized in that the credit payment method suitable for medical treatment specifically comprises the following steps: a patient applies for medical credit before diagnosis, fills in authentication information, and binds a credit card; the credit payment system of the hospital carries out comprehensive credit scoring according to the authentication information and the credit card information and judges whether a credit granting condition is met; calculating a pre-authorized credit medical consumption limit after the credit granting is met; freezing credit card credit amount of the patient according to the pre-authorized credit medical consumption limit; and when the patient is seeing the doctor, the medical insurance part performs real-time settlement, and the self-fee part unfreezes the credit card credit amount of the patient through the credit payment system of the hospital to perform payment. Through the method provided by the invention, credit medical treatment of complete first diagnosis and second payment is realized, an integrity doctor-patient relationship is established, a medical treatment payment process is reduced, queuing congestion is reduced, and the medical treatment efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of medical information, in particular to a method, device and readable medium suitable for medical credit payment. Background technique [0002] "Difficult to see a doctor, expensive to see a doctor" is a topic of people's livelihood that the whole society is very concerned about. The traditional medical treatment mode is usually registration, diagnosis, treatment, medicine, etc., and the above-mentioned links must pay related fees. Most of the existing hospitals use the following two modes of payment. One is the prepayment mode, that is, it is necessary to ensure that there is sufficient amount in each link. When the amount is insufficient, it is necessary to recharge the prepayment before proceeding to the next link; the other is the direct payment mode, where you pay directly at each link, and you can leave the hospital after settlement. In 2013, the Ministry of Health implemented the system of "Pay a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/24G06Q40/02
CPCG06Q20/24G06Q40/03
Inventor 林烨吴建富黄金江王天峰
Owner 福建医联康护信息技术有限公司
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