Credit service configuration method, device and electronic equipment

A configuration method and credit technology, applied in the computer field, can solve problems such as time-consuming and costly, and achieve the effect of reducing trial and error costs and improving efficiency

Active Publication Date: 2019-11-22
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present application provides a credit service configuration method, device and electronic equipment to solve the problem that existing merchants often need to spend a lot of time and cost to determine the set credit service threshold after setting the credit service threshold risk issue

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  • Credit service configuration method, device and electronic equipment
  • Credit service configuration method, device and electronic equipment
  • Credit service configuration method, device and electronic equipment

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Embodiment Construction

[0040] In order to make the purpose, technical solution and advantages of the present application clearer, the technical solution of the present application will be clearly and completely described below in conjunction with specific embodiments of the present application and corresponding drawings. Apparently, the described embodiments are only some of the embodiments of the present application, rather than all the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of this application.

[0041] The technical solutions provided by various embodiments of the present application will be described in detail below in conjunction with the accompanying drawings.

[0042] In order to solve the problem that existing merchants often need to spend a lot of time and cost to determine the risk of the set credit service threshold after setting the ...

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Abstract

The invention discloses a credit service configuration method, a credit service configuration device and electronic equipment. The method comprises the steps of obtaining historical transaction data of a to-be-configured merchant and a configuration demand of a to-be-configured credit service of the to-be-configured merchant; determining an expected risk measurement result under the configurationrequirement of the credit service based on the historical transaction data; displaying the expected risk measurement result to the merchant to be configured; and if it is detected that the to-be-configured merchant performs confirmation operation on the configuration demand of the credit service for the expected risk measurement result, configuring the credit service of the to-be-configured merchant based on the configuration demand of the credit service.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a credit service configuration method, device and electronic equipment. Background technique [0002] With the gradual improvement of the credit service system, more and more merchants choose to provide consumers with credit services such as consumption first and payment later, and deposit free. However, when merchants decide whether to provide credit services based on users' credit records, they usually encounter the situation that some users do not keep their promises. In order to control the user's overdue rate, that is, the untrustworthy behavior, within the acceptable range of the merchant, the merchant can set the threshold of credit service, such as credit score threshold and other credit conditions, so that users with better credit conditions can enjoy credit service. [0003] However, in the above scenario, after the merchant sets the credit service threshol...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06Q40/02
CPCG06Q30/0609G06Q40/03
Inventor 秦超
Owner ADVANCED NEW TECH CO LTD
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