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Online transaction system and method capable of pledge payment

A quality-based technology for online transactions, applied in payment system structure, payment circuits, data processing applications, etc., can solve problems such as failure to receive payment, counterfeit and shoddy products, and difficulty in safeguarding the interests of the active transaction party.

Pending Publication Date: 2019-12-06
赵汕可 +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main problems of online transactions using electronic money as payment tools are: 1. Online payment security risks
Electronic currency inherently has one-way and one-sided protection defects, which makes it difficult to protect the interests of the active transaction party. For example, in the payment-to-delivery online transaction mode, the payer (consignee) may face failure to receive the goods after paying for the goods 1. The goods received are not purchased goods or there is a risk of counterfeit and shoddy goods; in the cash-on-delivery online transaction mode, after the consignor (payee) sends the goods, it may face the possibility of not receiving the payment or receiving the goods. risk to full payment
[0005] The main problems of online transactions using electronic tokens as payment tools are: 1. Electronic tokens themselves lack legitimacy
[0008] At present, no public information has been retrieved about the online transaction system and method that uses the pledgeable electronic currency as the pledge to pay for the goods

Method used

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  • Online transaction system and method capable of pledge payment
  • Online transaction system and method capable of pledge payment
  • Online transaction system and method capable of pledge payment

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Embodiment Construction

[0065] The online transaction system and method for quality payment of the present invention will be further described in detail in conjunction with the accompanying drawings and embodiments.

[0066] see figure 1 The schematic diagram of the architecture and main process of the quality payment online transaction system is shown. The quality-payable online trading system includes: seller member-side electronic equipment 1, seller member-side communication equipment 2, seller-member-side quality-payable online trading system 3, buyer member-side electronic equipment 4, buyer member-side communication equipment 5, Quality payment online trading system 6 at the buyer's member side, quality payment platform 7 and quality payment online transaction system 8 at the side of the quality payment platform. This system is a quality payment online transaction system in a broad sense, and they are connected through an interconnection network; The seller’s member-side electronic device 1 a...

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Abstract

The invention provides an online transaction system and method capable of pledge payment. The system comprises a member terminal, a platform capable of pledge payment and an online transaction systemcapable of pledge payment, which are connected through an interconnection and intercommunication network. According to the method, a pledge payment electronic coin is taken as a pledge payment objectpledge for payment. The method comprises the steps of pledge payment online transaction preparation and pledge payment online transaction, and seller members and buyer members carry out online transaction through the platform capable of pledge payment.

Description

technical field [0001] The invention relates to the field of online transactions, in particular to a quality-payable online transaction system and method. Background technique [0002] With the development of the Internet, online transactions with the help of interconnected networks have increasingly become an indispensable transaction method. [0003] According to the different electronic payment tools for online transactions, online transactions can be divided into two categories: one is online transactions that use electronic currency (also known as legal currency or electronic cash) recognized or issued by the state as the payment tool; Electronic tokens (also known as virtual currency or digital tokens) issued by payment platform providers are online transactions of payment tools. [0004] The main problems of online transactions using electronic money as payment tools are: 1. Online payment security risks. There are inherent physical inseparable defects between elect...

Claims

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Application Information

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IPC IPC(8): G06Q20/06
CPCG06Q20/065
Inventor 赵春雨其他发明人请求不公开姓名
Owner 赵汕可
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