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Bank card rejection diversion method based on radar technology

A bank card and radar technology, applied in the field of big data, can solve the problems that the channel or platform companies are not well known to people, and cannot successfully handle credit cards, etc., and achieve the effect of solving review errors

Active Publication Date: 2020-04-14
GEO POLYMERIZATION (BEIJING) ARTIFICIAL INTELLIGENCE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the improvement of the current consumption level, people's demand for credit cards is also increasing, but due to various reasons, many people go to the bank and cannot successfully apply for a credit card, and the bank rejects the user's application because of a review, and there are many mistakes. Possibly, in addition to banks, there are many legal small loan channels or platform companies in China, but this channel or platform companies are not well known

Method used

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  • Bank card rejection diversion method based on radar technology
  • Bank card rejection diversion method based on radar technology
  • Bank card rejection diversion method based on radar technology

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Embodiment Construction

[0019] Embodiments of the present invention are described in detail below, and examples of the embodiments are shown in the drawings, wherein the same or similar reference numerals denote the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary and are intended to explain the present invention and should not be construed as limiting the present invention.

[0020] Such as figure 1 As shown, the radar technology-based diversion method for bank card rejection in the embodiment of the present invention includes the following steps:

[0021] Step S1, obtaining the information of applicants whose credit card application requests are rejected by the bank.

[0022] Specifically, in the credit card application, when the applicant's application for a credit card in the bank is rejected, the applicant's information will be kept in the bank. The bank uses the radar decision engine...

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Abstract

The invention provides a bank card rejection diversion method based on a radar technology. The bank card rejection diversion method comprises the steps of: S1, obtaining applicant information that a credit card application request is rejected by a bank; S2, scoring the information of the applicant by adopting a preset radar decision engine to obtain a corresponding scoring result; S3, comparing the scoring result with a preset standard, if the scoring result is higher than the preset standard, returning the corresponding applicant information to the bank, and carrying out a review diversion operation; and if the score is higher than the preset standard, recommending a financial channel matched with the score result of the applicant to the corresponding applicant. According to the invention, the problem of an existing examination error can be solved.

Description

technical field [0001] The invention relates to the field of big data technology, in particular to a radar technology-based diversion method for rejecting bank card items. Background technique [0002] With the improvement of the current consumption level, people's demand for credit cards is also increasing, but due to various reasons, many people go to the bank and cannot successfully apply for a credit card, and the bank rejects the user's application because of a review, and there are many mistakes. Perhaps, in addition to banks, there are many legal small loan channels or platform companies in China, but this channel or platform companies are not well known. Contents of the invention [0003] The aim of the present invention is to solve at least one of said technical drawbacks. [0004] For this reason, the object of the present invention is to propose a bank card rejecting diversion method based on radar technology. [0005] In order to achieve the above purpose, an...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F16/9535
CPCG06F16/9535G06Q40/03
Inventor 崔晶晶孙孟昊
Owner GEO POLYMERIZATION (BEIJING) ARTIFICIAL INTELLIGENCE TECH CO LTD