Blockchain-based trade insurance financing method and storage medium

A block chain and block technology, applied in finance, instruments, payment systems, etc., can solve problems such as inability to carry out effective risk supervision

Pending Publication Date: 2020-06-02
HUNAN UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] The present invention provides a method for trade insurance financing based on block chains and a computer-readable storag

Method used

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  • Blockchain-based trade insurance financing method and storage medium
  • Blockchain-based trade insurance financing method and storage medium
  • Blockchain-based trade insurance financing method and storage medium

Examples

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Embodiment Construction

[0084] The embodiments of the present invention will be described in detail below with reference to the accompanying drawings, but the present invention can be implemented in various ways defined and covered below.

[0085] For ease of understanding, such as figure 2 and image 3 As shown, the multi-party nodes involved in the blockchain network in the blockchain-based trade insurance financing method are explained below.

[0086] 1. Oracle node (oracle machine): a platform that provides external information, can allow the blockchain to connect to any existing API, can import, store, and export information about network nodes on the blockchain, and realize dynamic acquisition of information .

[0087]2. Exporter node: The exporter is the party that purchases short-term export credit insurance from the export credit insurance company. In international trade, it is usually the seller. According to the sales contract, the exporter purchases short-term export credit insurance f...

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PUM

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Abstract

The invention discloses a blockchain-based trade insurance financing method and a computer readable storage medium. According to the method, the blockchain technology is fully utilized, so that certificates such as contracts, receipts and the like in each business stage in the trade insurance financing process under the export credit insurance item can be quickly and accurately verified on the blockchain, the efficiency of the whole process is improved, the time is saved, and the cost is reduced. Furthermore, the blockchain technology is applied; the authenticity and tamper resistance of the data are ensured; public and transparent data is realized; the problem of information asymmetry among participants in the whole trade financing process is effectively solved; therefore, the possibilityof default and fraud of each participant is reduced, the trust and risk problems of each link are solved, the rights and interests of each participant are guaranteed, each participant is difficult tocounterfeit, the behaviors of each participant can be monitored and standardized, the interests of each participant can be effectively prevented from being damaged, and the smooth cooperation is promoted.

Description

technical field [0001] The present invention relates to the technical field of trade risk financing in international trade, in particular, to a method for trade risk financing based on blockchain and a computer-readable storage medium. Background technique [0002] Such as figure 1 As shown, export credit insurance is a non-profit policy insurance business formulated by the governments of various countries in order to promote their own export trade and ensure the safety of export enterprises' foreign exchange collection. The national finance provides insurance risk funds. The trade insurance financing business under export credit insurance is also called short-term export credit insurance trade financing business (Credit Loan under the Short-term Export and Credit Insurance), which means that export enterprises purchase short-term export credit insurance in the export credit insurance company and will pay compensation rights After the transfer to the bank, the bank deducts ...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06Q40/04G06Q20/38G06F21/64
CPCG06Q40/08G06Q40/04G06Q20/3829G06Q20/3827G06F21/64
Inventor 马超群李丽杰周中定李信儒兰秋军姚铮
Owner HUNAN UNIV
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