Unlock instant, AI-driven research and patent intelligence for your innovation.

Online asset intelligent distribution system and method

A technology for distributing systems and assets, which is applied in the fields of instruments, finance, and data processing applications, etc. It can solve the problems that borrowers and financial institutions cannot make transactions quickly and accurately, and achieve the effect of precise matching

Pending Publication Date: 2020-06-12
CITIC AIBANK CORPORATION LIMITED
View PDF6 Cites 4 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide an online asset intelligent distribution system to solve the technical problem that borrowing users and financial institutions cannot make transactions quickly and accurately

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Online asset intelligent distribution system and method
  • Online asset intelligent distribution system and method
  • Online asset intelligent distribution system and method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0028] Such as figure 1 As shown, this embodiment provides an online asset intelligent distribution system, including a distribution management system, a flow routing system, and a capital routing system. The distribution management system includes a process center module, a model analysis module, a rule engine module, a real-time statistics module, and a background management module. The process center module is used to manage the asset distribution process, and the model analysis module is used to analyze historical credit or credit distribution results And complete the modeling, output the matching scores of users and each funding institution, the rule engine module is used to execute the distribution strategy and then select the matching funding institution for the user, the real-time statistics module is used to complete real-time statistics of funds during the distribution transaction process Institutional fund information, the station management module is used to define a...

Embodiment 2

[0069] The question of this embodiment provides an online asset intelligent distribution method, which includes the following steps:

[0070] Step S1: The traffic routing system obtains user information in various scenarios.

[0071] Step S2, according to the user information and the comprehensive preference matching result of each funding institution, select a most suitable funding institution.

[0072] Step S3: Distribute the user's credit or credit application to the fund institution through the fund routing system and complete the corresponding transaction.

[0073] Step S4, complete real-time statistics of the fund position, fund quota, and number of people of the fund institution during the distribution process for use in the subsequent distribution process.

[0074] Wherein step S3 also includes:

[0075] 1) Determine whether the financial institution's statistical capital position, capital quota, and number of people limit on the day meets the system's capital position, capital l...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses an online asset intelligent distribution system and method, and the system comprises a distribution management system which comprises a process center module which is used formanaging an asset distribution process; the model analysis module which is used for analyzing historical credit granting or credit using distribution results, completing modeling and outputting matching degree scores of users and fund institutions; the rule engine module which is used for executing a distribution strategy so as to select a matched capital institution party for the user; the real-time statistics module which is used for completing real-time statistics of capital information of the capital institution party in the distribution transaction process; the background management module which is used for defining and managing an asset distribution process; the flow routing system which is used for obtaining user information of credit granting or credit using application in the scene and providing the user information for the distribution management system to obtain; and the fund routing system which is used for connecting each fund institution and forwarding the credit granting or credit using application of the user to the fund institution party. The technical problem that a borrowing user and a fund institution cannot quickly and accurately make a deal is solved.

Description

Technical field [0001] The invention relates to the technical field of computer information processing, in particular to an online asset intelligent distribution system. Background technique [0002] Internet Finance (ITFIN) refers to a new financial business model in which traditional financial institutions and Internet companies use Internet technology and information communication technology to achieve financial communication, payment, investment and information intermediary services. Internet finance is not a simple combination of the Internet and the financial industry. It is a new model that naturally adapts to new needs after being familiar and accepted by users (especially the acceptance of e-commerce) on the realization of security, mobile and other network technologies. And new business. [0003] With the rapid development of Internet finance in my country and the substantial growth of lending entities on the Internet, borrowers cannot quickly find a suitable financial i...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/10G06Q40/02
CPCG06Q10/103G06Q40/03
Inventor 孙勃洋黄成祥
Owner CITIC AIBANK CORPORATION LIMITED