Health insurance insuring method and device based on block chain, and medium

Abstract

The invention discloses a health insurance insuring method and device based on a block chain, and a medium. The method comprises the steps of acquiring insurance application information sent by an insurance applicant terminal, and according to identity information of an insured person, acquiring health data and / or diagnosis and treatment data of the insured person stored in a third-party main bodyon a health insurance block chain; depending on the type of insurance to be purchased, collecting candidate insurance product information of corresponding insurance types on an insurance network sales platform on the health insurance block chain; based on the health data and / or the diagnosis and treatment data of the insured person and the candidate insurance product information, processing by adopting an association analysis model to obtain recommended insurance product information, and sending the recommended insurance product information to an insurer end; and obtaining an insurance instruction sent by the insurance applicant side, and uploading insurance product information and insurance premium to the digital signature of the insurance applicant side to the health insurance block chain according to the health insurance intelligent contract. And information of an insured person and comparison of insurance products can be obtained truly and accurately.

Description

technical field [0001] This application relates to the technical fields of smart contracts and blockchain, and in particular to a blockchain-based health insurance application method, equipment, and media. Background technique [0002] In recent years, with the development of the economy, people are buying more and more insurance products, and the demand for insurance products is also rising, especially the demand for health insurance products is huge. Subsequently, major insurance companies have launched a variety of insurance products, hoping to meet the huge demand in the market. However, in the face of a wide range of insurance products, policyholders often do not know how to choose, how to choose insurance products that are cost-effective and suitable for actual needs. Moreover, with the increase in the types of insurance, policyholders do not know how to match various types of insurance products to achieve complementarity instead of repeatedly purchasing homogeneous p...

AI Technical Summary

Problems solved by technology

[0007] The embodiment of this specification provides a blockchain-based health insurance application method, equipment, and media, which are used to solve the following technical problems in the prior art: the existing insurance application method cannot compare the products of multiple insurance companies, Unable to tailor health insurance products for policyholders, unable to ensure that the personal health conditions provided by policyholders are true and accurate, etc.

Images