Financial self-service equipment and transaction method thereof

Abstract

The invention discloses financial self-service equipment. The financial self-service equipment comprises financial cabinets arranged in different areas at intervals and in data communication with corresponding financial banks through networking, and isolation doors for independently isolating the financial cabinets. Each financial cabinet is provided with a financial service request device, an identity card recognizer, a camera, a financial card reader and a controller, wherein the financial service request device, the identity card recognizer, the camera and the financial card reader are allin signal connection with the controller, the controller is arranged in the corresponding financial cabinet, a timer electrically connected with the controller is further arranged in the correspondingfinancial cabinet, and the controller is further in signal connection with a bank archive of the corresponding financial bank and a door lock closing system on the corresponding isolation door. The invention further discloses a transaction method of the financial self-service equipment. The financial protection safety is improved.

Description

Technical field [0001] The invention relates to the technical field of financial transaction equipment, in particular to a financial self-service equipment and a transaction method thereof. Background technique [0002] Financial self-service equipment is to meet the convenience of card users. It is distributed in unattended financial transaction outlets at intervals. The security problems of these unattended equipment have become increasingly prominent, and they have become a high-frequency place for money robbery crimes, and current financial transactions In the self-service equipment, as long as the cardholder holds the financial card and knows the financial card password, he can withdraw money directly from the financial self-service equipment. This poses a security risk to the security of the real financial card holder’s account. Therefore, in order to improve the financial self-service terminal users The relevant equipment provider has already studied the security of the ac...

AI Technical Summary

Problems solved by technology

[0002] Financial self-service devices are distributed in unattended financial transaction outlets at intervals to meet the convenience of cardholders. The security problems of these unattended devices have become increasingly prominent, and they have become high-frequency places for money robbery and crime. In the self-service equipment, as long as the cardholder holds the financial card and knows the password of the financial card, he can directly withdraw money from the financial self-service equipment, which poses a security risk to the account security of the real financial card holder. Therefore, in order to improve the financial self-service terminal users The account security of related equipment providers has been researched, but the current measure is that only when the cardholder finds out that the financial card is lost and reports and registers, it will be processed after a period of time, resulting in the criminals having lost the money in the financial card. Taking it away will eventually lead to money loss, and the current financial self-service equipment cannot identify whether the corresponding financial card is the withdrawal user himself, so how to design a self-service equipment that improves security and is beneficial to ensure that the financial card holder's money is not lost especially important

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