Cross-bank multi-USB-key system and payment method applying cross-bank multi-USB-key system
A bank and payment password technology, which is applied in the cross-bank multi-U-shield system and the payment field of the cross-bank multi-U-shield system, which can solve the problems of a large number of U-shields and complicated payment operations
Pending Publication Date: 2021-02-19
深圳市天行云供应链有限公司
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Problems solved by technology
[0004] The main purpose of the present invention is to propose a cross-bank multi-U-shield system and a payment method applying the cross-bank multi-U-shield system, so as to solve the problems in the payment process when using U-shields for online payment involving multiple banks in the prior art. There are a large number of U-shields and the problem of complicated payment operations
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[0034] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.
[0035] It should be noted that, in this document, the term "comprises", "comprises" or any other variant is intended to cover a non-exclusive inclusion such that a process, method, article or apparatus comprising a set of elements includes not only those elements, but also Other elements not expressly listed, or inherent to the process, method, article, or apparatus, are also included. Without further limitations, an element defined by the phrase "comprising a ..." does not preclude the presence of additional identical elements in the process, method, article, or apparatus comprising that element.
[0036] Herein, use of suffixes such as 'module', 'part' or 'unit' for denoting elements is only for facilitating description of the present invention and has no specific meaning by itself. Therefore, "module" and "compone...
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The invention is suitable for the technical field of internet bank security, and provides a cross-bank multi-USB-key system and a payment method applying the cross-bank multi-USB-key system, and the payment method comprises the steps that a first terminal detects a payment event; when a payment event is detected, sending a first request instruction to the server, wherein the first request instruction is used for requesting the first-level temporary payment mark; if the first-level temporary payment mark is received, prompting a first terminal user to input a payment password, and sending a second request instruction to the server, wherein the second request instruction comprises a first-level temporary payment mark and a payment password, and the second request instruction is used for requesting a second-level temporary payment mark; if the second-level temporary payment mark is received, sending payment data and the second-level temporary payment mark to the second terminal so as to call the second terminal to execute a payment event. According to the invention, the online payment operation when the USB key is used can be simplified, and the payment security is ensured while the online payment operation of the USB key is simplified.
Description
technical field [0001] The invention relates to the technical field of Internet bank security, in particular to an inter-bank multi-U-shield system and a payment method using the inter-bank multi-U-shield system. Background technique [0002] In recent years, with the promotion of e-commerce, online payment has become an indispensable part of people's life. Among them, Alipay payment and WeChat payment are online payment tools commonly used by ordinary users, but if you want to make financing payment, register a company and other matters, you need to use U-Shield to handle them. [0003] In real life, when it is necessary to open up financing and payment channels with multiple banks, the bank usually provides a front-end computer and a set of USB-shield or a payment solution with software and hardware encryption certificates, but when the access banks are often not unified, Therefore, every time the user pays with a document, it is necessary to frequently switch between mul...
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Login to View More IPC IPC(8): G06Q20/38G06Q40/02
CPCG06Q20/382G06Q40/02
Inventor 林宇陈华吴怀保
Owner 深圳市天行云供应链有限公司