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Payment method, device and equipment based on audio fingerprint

An audio fingerprint and payment device technology, which is applied in the field of audio fingerprint-based payment methods, devices, and equipment, can solve problems such as the inability to guarantee the security of fee payment, and the inability to confirm whether the user is the user himself, so as to improve reliability and accuracy Effect

Pending Publication Date: 2020-07-31
XIAMEN KUAISHANGTONG TECH CORP LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In the existing payment scheme, the user generally enters the payment password through the online bank on the application platform to pay the fee. It is impossible to confirm whether the user who pays the fee is the user himself. When others obtain the payment password of the user's online bank, Fees can also be paid by entering the obtained payment password through online banking on the application platform, and the security of fee payment for users on the application platform cannot be guaranteed.

Method used

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  • Payment method, device and equipment based on audio fingerprint
  • Payment method, device and equipment based on audio fingerprint
  • Payment method, device and equipment based on audio fingerprint

Examples

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Embodiment Construction

[0030] The present invention will be described in further detail below in conjunction with the accompanying drawings and embodiments. In particular, the following examples are only used to illustrate the present invention, but not to limit the scope of the present invention. Likewise, the following embodiments are only some but not all embodiments of the present invention, and all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0031] The invention provides an audio fingerprint-based payment method, which can confirm whether the user who pays the fee on the application platform is the user himself, and can guarantee the security of the fee payment of the user on the application platform.

[0032] See figure 1 , figure 1 It is a schematic flowchart of an embodiment of the audio fingerprint-based payment method of the present invention. It should be noted that if there are...

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Abstract

The invention discloses a payment method, a payment device and payment equipment based on an audio fingerprint. The payment method comprises the following steps of: prompting a user to input the sameaudio authentication password for at least two times in an on-site audio mode on an application platform to perform user registration; acquiring the audio authentication password, extracting an audiofingerprint of the audio authentication password; performing registration associated with the audio authentication password and the audio fingerprint on the application platform; when the user logs inthe application platform to carry out identity authentication in a mode of inputting an on-site audio, authenticating the on-site audio according to the audio authentication password and the audio fingerprint during registration; logging in the application platform by the user when an authentication result that the authentication is passed is obtained; and paying a fee through using the audio fingerprint when the login user needs to pay the cost. Through the above mode, whether the user who pays the fee on the application platform is the user himself/herself can be determined, and the fee payment security of the user on the application platform can be ensured.

Description

technical field [0001] The invention relates to the technical field of audio fingerprints, in particular to an audio fingerprint-based payment method, device and equipment. Background technique [0002] Audio fingerprinting refers to the extraction of unique digital features in a piece of audio in the form of identifiers through a specific algorithm, which is used to identify a large number of sound samples or track the location of samples in the database. Audio fingerprint, as the core algorithm of automatic content identification technology, has been widely used in music identification, copyright content monitoring, content library deduplication and TV second screen interaction and other fields. [0003] In the existing payment scheme, when the application platform needs to pay the fee, the user generally enters the payment password through the online bank on the application platform to pay the fee. [0004] But the inventor finds that there are at least the following pro...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/40
CPCG06Q20/382G06Q20/40145
Inventor 肖龙源李稀敏刘晓葳谭玉坤叶志坚
Owner XIAMEN KUAISHANGTONG TECH CORP LTD