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User salvage method and device and electronic equipment

A technology for users and historical users, applied in the fields of electronic equipment and computer-readable media, devices, and methods for user retrieval

Pending Publication Date: 2021-03-19
北京淇瑀信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The present invention aims to solve the technical problem of how to recover the resources from among the rejected users who can return resources

Method used

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  • User salvage method and device and electronic equipment
  • User salvage method and device and electronic equipment
  • User salvage method and device and electronic equipment

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Embodiment Construction

[0043] Exemplary embodiments of the present invention will now be described more fully with reference to the accompanying drawings, and although the exemplary embodiments may be embodied in many specific forms, these should not be construed as limited to the embodiments set forth herein. On the contrary, these exemplary embodiments are provided in order to make the content of the present invention more complete and more convenient to fully convey the inventive concept to those skilled in the art.

[0044] On the premise of complying with the technical concept of the present invention, the structure, performance, effect or other features described in a specific embodiment can be combined in any suitable way into one or more other embodiments.

[0045] During the introduction of specific embodiments, detailed descriptions of structures, performances, effects or other features are intended to enable those skilled in the art to fully understand the embodiments. However, it does no...

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Abstract

The invention discloses a user salvage method, a user salvage device and electronic equipment. The method comprises the following steps: acquiring historical user information that resources are re-requested and transactions which are not completely returned are rejected; determining the historical user label according to the resource return condition of the incompletely returned resources in a preset time period after the historical user transaction is refused; training a preset model according to the historical user information and the historical user label, and inputting the user informationof which the resources are requested again and the transaction which is not completely returned is rejected into the trained preset model to obtain a user risk value; and determining a salvage user according to each user risk value. According to the method and the device, the salvage of the users capable of returning the resources in the transaction which requests the resources again and is not completely returned can be realized, and the income is improved on the premise of controlling the risk.

Description

technical field [0001] The present invention relates to the technical field of computer information processing, in particular, to a user retrieval method, device, electronic equipment, and computer-readable medium. Background technique [0002] In Internet-based application technology, it is often necessary to exchange resources between different participants. The resources referred to here refer to any material, information, money, time, etc. that can be used. Information resources include computing resources and various types of data resources. Data resources include various specialized data in various fields. In the process of allocating resources each time, it is often necessary to evaluate the user's credit. [0003] The credit evaluation of users is essentially based on the indicators that may affect the user's resource return performance, to set the user's evaluation strategy and rules, and to estimate the user's resource return by evaluating whether these users me...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q40/02G06Q40/04G06K9/62G06N20/00
CPCG06Q10/0635G06Q40/04G06N20/00G06Q40/03G06F18/24323
Inventor 李萌丁楠苏绥绥郑彦
Owner 北京淇瑀信息科技有限公司