An intelligent routing system and decision-making method for bank transactions

Abstract

The present invention proposes an intelligent routing system and decision-making method for bank transactions. The routing system is connected to the business system and includes: a core service module that performs routing decisions based on the routing information obtained by the business system, and selects routing channels; channel management A module for obtaining the filtered routing channel; a basic service module for judging the filtered routing channel to obtain the best routing channel. The present invention integrates openRules by java, uses intelligent routing, and can efficiently perform routing judgment and routing switching, making the coding of business processes clearer and more structured, greatly improving the quality and maintainability of codes, and improving the quality and maintainability of codes in basic development and projects. There are many advantages in construction.

Description

technical field [0001] The invention relates to the technical field of computer information, in particular to an intelligent routing system and a decision-making method for bank transactions. Background technique [0002] With the rapid development of the financial industry, online and offline financial scenarios have become more and more abundant, user product experience has been continuously improved, and the functions of the bank's back-end transaction system have gradually increased. Due to the transaction scenarios such as credit lending, wealth management and cash withdrawal related to financial business, the channels for various business transactions are different, and the hard-coding processing becomes very cumbersome. At present, for most banks, the traditional transaction system is a combination of business logic and processing flow. Each business channel selection requires a rigid judgment. The business logic and functional units are deeply coupled, and new busine...

AI Technical Summary

Problems solved by technology

At present, for most banks, the traditional transaction system is a combination of business logic and processing flow. Each business channel selection requires a rigid judgment. The business logic and functional units are deeply coupled. When the business process changes, a new one will be generated. Business logic, so that the complexity of the system becomes higher and higher with the development of the business, and the maintainability of the code becomes worse and worse, which brings great risks and cost investment in development testing, operation and maintenance, which requires a set of Manage and maintain the channel, manage and maintain the banks involved in the channel, separate the business logic and process implementation, take the bank's financial business needs as the leading factor, and select and process the channel requirements in combination with various scenarios

[0003] For this kind of intelligent routing management and process connection control, there are many types of rule engine frameworks in the current market, such as EasyRules rule engine, Drools rule engine, Aviator expression evaluation engine, MVEL expression parser, etc. These products Often the system and functions are complex, with many external dependencies, and additional learning and use are required when integrating with the application system, and it cannot fully adapt to the bank transaction system

[0004] In addition, in view of the increasing number of business scenarios of the bank transaction system, the channels supported by the bank are also increasing, and the payment capabilities and costs provided by different channels are different, so the selection of channels is more complicated. In order to reduce system risks and development costs , while improving development efficiency and centralized management and maintenance of business processes, avoiding the complex functions of intelligent routing products on the market relying on multiple defects, it is urgent to provide an intelligent routing system that adapts to the banking transaction system

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