Virtual corporate card-based financial transaction providing method, program and system

Abstract

Disclosed are a virtual corporate card-based financial transaction providing method, program and system. The virtual corporate card-based financial transaction providing method is carried out by a payment server and may comprise: a virtual corporate card number generation condition configuration step for configuring, in an administrator application, a condition for generating a virtual corporate card number, wherein the administrator application is installed in a user terminal of a corporate card manager and generates a virtual corporate card number used for retrieving an actual corporate card number; a first virtual corporate card number acquisition step for acquiring a first virtual corporate card number issued to a first employee by the administrator application, wherein the first virtual corporate card number is generated by the administrator application at the time point when the first employee requests a virtual corporate card number; and a payment step for carrying out a payment using an actual corporate card number retrieved on the basis of the first virtual corporate card number.

Description

technical field [0001] The invention relates to a method, program and system for providing financial transactions based on a virtual corporate card. Background technique [0002] A corporate card is a card issued to legal persons. It is a card that can improve the transparency of funds used by a legal person and satisfy the card usage obligations stipulated in the tax law. [0003] Usually, the corporate card is managed by the corporate internal administrator according to different employees or organizations, and the card issuing company issues cards assigned card numbers to each object (employee or organization). [0004] Code-type data is widely used in various fields. Not only the card number and account number used at the time of payment, but also the IPIN number and ID number used to identify the user also belong to the code type data. [0005] In the process of using the code data as described above, information leakage accidents often occur. Take the card number as...

AI Technical Summary

Problems solved by technology

For example, taking the one-time password (OTP, one time password) as an example, although an updated code can be generated at regular intervals, it is difficult to apply to multiple users because it must go through the login process in order to judge the algorithm assigned to the user. different fields

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