Physical prepaid card-based anti-card-swiping prevention method

A prepaid card and entity technology, applied in the computer field, can solve the problems of difficulty and high cost of re-applying prepaid cards, increase the cost of purchasing and using prepaid cards, and increase the burden on merchants, so as to improve the anti-theft swiping ability, improve the convenience of use, The effect of promoting development

Active Publication Date: 2021-08-03
多点(深圳)数字科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the above method needs to replace the client device information, and the prepaid card needs to be changed to an IC card, which greatly increases the cost of purchasing and using the prepaid card, and the difficulty and cost of reissuing the prepaid card after it is damaged or lost is relatively high, which is extremely difficult. Greatly increased the burden on merchants

Method used

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  • Physical prepaid card-based anti-card-swiping prevention method
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  • Physical prepaid card-based anti-card-swiping prevention method

Examples

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Embodiment 1

[0079] An anti-theft swiping method based on a physical prepaid card, which is completed by a physical prepaid card system, and the physical prepaid card system is realized by a combination of four parts: APP front end, card system, signing system and front-end payment system;

[0080] The front end of the APP is mainly set on the user's smartphone, which is mainly used for the binding of the prepaid card and the person, the identity verification of the prepaid card consumption and the authorization of others;

[0081] The card system is the back-end system. As a processing terminal system for prepaid card data, the APP front-end will eventually transmit the verification information to the card system for verification;

[0082] The signing system is the back-end system, which mainly stores the user's identity information and verifies the identity information;

[0083] The front-end payment system is the front-end system, which is mainly used to scan the prepaid card and confir...

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Abstract

The invention discloses a physical prepaid card-based anti-card-swiping prevention method. The method is characterized in that the method is completed by a physical prepaid card system, and the physical prepaid card system is realized by combining an APP front end, a card system, a signing system and a front-end payment system; the physical prepaid card system has a prepaid card binding and signing function, a prepaid card authorization function, a prepaid card authorization limit function and a prepaid card payment function. With the physical prepaid card-based anti-card-swiping prevention method of the invention adopted, the anti-card-swiping prevention capability of the prepaid card is effectively improved; compared with the replacement of an IC card, the method can effectively reduce cost of a prepaid card system adopted by a merchant, meanwhile, can effectively improve the use convenience of the prepaid card, and well promote the development of the industry.

Description

technical field [0001] The invention belongs to the field of computers, and specifically refers to an anti-theft swiping method based on a physical prepaid card. Background technique [0002] With the rapid development of the new retail industry and the popularity of prepaid magnetic cards, the security problems of prepaid cards are becoming more and more serious; many users have their prepaid cards stolen because of improper storage of their own prepaid cards, which in turn caused harm to themselves. financial loss. [0003] In order to improve the security of prepaid cards, some merchants have built-in identity authentication modules and NFC modules for clients and servers, and replaced prepaid cards with IC cards; after the client obtains the token information through the identity authentication module, it sends it through the NFC module Go to the payment management device to verify the identity information, and finally complete the card swiping. However, the above meth...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F15/06G07G1/14
CPCG07F15/06G07G1/14
Inventor 王军
Owner 多点(深圳)数字科技有限公司
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