Dynamic configuration risk control decision-making method, system and device and storage medium

Abstract

The invention discloses a dynamic configuration risk control decision-making method. The method comprises the following steps: receiving an instruction of initiating a risk control access application input by a business person; receiving an instruction input by risk control personnel for accepting the risk control access application; calling a decision-making tree arrangement module, wherein a decision-making tree is a risk control decision-making link which is multi-node, multi-flow and customizable in configuration, configuration parameters input by the risk control personnel are received, decision-making tree arrangement configuration is carried out, and a configuration result is obtained; submitting and auditing the configuration result, receiving an auditing completion instruction, and performing configuration synchronization; and receiving a risk control request, reading the configuration result, executing the decision tree, and outputting a risk control decision based on the decision tree. By adopting the method, the configuration is more flexible, uniform and normative, rapid adjustment can be realized, the overall working efficiency is improved, and the method is suitable for more risk control business scenes. The invention also discloses a dynamic configuration risk control decision system, equipment and a storage medium.

Description

technical field [0001] The invention belongs to the technical field of Internet risk control, and in particular relates to a dynamically configurable risk control decision-making method, system, equipment and storage medium. Background technique [0002] With the transformation and rapid development of the digital economy, the market environment and policy orientation changes more frequently, and enterprises face more and more risk games. However, the current risk control of the two major industries of e-commerce and finance is mostly based on business, through a large number of hard coding to achieve different business adaptation, link direction, parameter assembly and decision analysis capabilities, and its flexibility generally focuses on The assembled parameters are executed according to the rule configuration. However, this also leads to a relatively large gap in the internal standardization process, and the ability to configure the risk control link is weak. Contents...

AI Technical Summary

Problems solved by technology

However, the current risk control of the two major industries of e-commerce and finance is mostly based on business, through a large number of hard coding to achieve different business adaptation, link direction, parameter assembly and decision analysis capabilities, and its flexibility generally focuses on The assembled parameters are executed according to the rule configuration. However, this also leads to a relatively large gap in the internal standardization process, and the ability to configure the risk control link is weak.

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