Automatic insurance policy claim settlement method based on zero-knowledge proof

A zero-knowledge proof and insurance policy technology, applied in the fields of information security and information processing, can solve problems such as long manual review cycle, leakage of claim information, and bad company, and achieve the effect of improving memory utilization, reducing development costs, and shortening development cycles.

Pending Publication Date: 2021-11-26
HANGZHOU DIANZI UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the claim settlement process of the existing insurance claim settlement system not only has a long manual review cycle, but also requires the applicant to submit various cumbersome claim settlement materials required for insurance

Method used

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  • Automatic insurance policy claim settlement method based on zero-knowledge proof
  • Automatic insurance policy claim settlement method based on zero-knowledge proof
  • Automatic insurance policy claim settlement method based on zero-knowledge proof

Examples

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[0067] To better understand the objects, structure and functions of the present invention, in conjunction with the accompanying drawings below A method of claims auto insurance policy based on zero-knowledge proof in further detail in the description of the invention.

[0068] like figure 1 figure 2 FIG An automatic warranty claims zero knowledge proof based method, comprising the steps of:

[0069] Step 1, to fill the service processing request.

[0070] When an applicant apply for insurance claims to insurance companies, insurance required to complete processing the request. Applicants include the insured, the insured, the beneficiary. Among them, the applicant refers to insurance contract with the insurer, and have to pay the premiums under the insurance contract. The insured means the insurance contract, its property interests or personal income insurance contract after an insured event occurs, people enjoy the right to insurance claims. The insured and the insured can be the...

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Abstract

The invention belongs to the technical field of information processing and the field of information security, and discloses an automatic insurance policy claim settlement method based on zero-knowledge proof. Comprising the following steps: 1, filling a service processing request; 2, creating an insurance object; 3, retrieving a database; 4, authenticating the identity; 5, generating a claim settlement questionnaire; 6, filling in questionnaires; 7, performing claim settlement condition judgment; 8, constructing zero knowledge proof; 9, verifying and proving; 10, generating claim settlement information; 11, archiving claim settlement data; and 12, returning a claim settlement result. Through the method, the claim judgment requirement of an insurance company can be met, and the privacy data of an insured person can be protected.

Description

technical field [0001] The invention belongs to the technical field of information processing and the field of information security, and in particular relates to an automatic claim settlement method for an insurance policy based on zero-knowledge proof. Background technique [0002] In the existing insurance claim settlement technology, the claim settlement process of various types of insurance requires the applicant to submit various relevant claim settlement materials to the insurance company, and pay the insurance compensation to the insurance beneficiary after manual review by the insurance company. However, the claim settlement process of the existing insurance claim settlement system not only has a long manual review cycle, but also requires the applicant to submit various cumbersome claim settlement materials required for insurance. If the user claims information stored by the insurance company is leaked, it will have a negative impact on the company. At the same tim...

Claims

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Application Information

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IPC IPC(8): G06Q40/08G06K9/62G06F21/62
CPCG06Q40/08G06F21/6245G06F18/2411G06F18/214
Inventor 游林朱强郭春杰程旺胡耿然
Owner HANGZHOU DIANZI UNIV
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