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Method, device and system for opening off-line payment, terminal, server and medium

An offline payment and terminal technology, applied in the computer field, can solve the problems such as the economic loss of the account corresponding to the payment code, and achieve the effect of reducing the risk of being stolen, improving the pertinence and improving the security.

Pending Publication Date: 2021-12-21
JINGDONG TECH HLDG CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Due to the risk of leakage of the encryption key at the payment end, once the above encryption key is leaked, the seed used to generate the above payment code can be decrypted arbitrarily to generate a payment code, resulting in economic losses to the account corresponding to the payment code

Method used

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  • Method, device and system for opening off-line payment, terminal, server and medium
  • Method, device and system for opening off-line payment, terminal, server and medium
  • Method, device and system for opening off-line payment, terminal, server and medium

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Embodiment Construction

[0028] The present disclosure will be further described in detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are only used to explain the related invention, but not to limit the invention. In addition, it should be noted that, for the convenience of description, only the parts related to the related invention are shown in the drawings.

[0029] It should be noted that the embodiments of the present disclosure and the features of the embodiments may be combined with each other under the condition of no conflict. The present disclosure will be described in detail below with reference to the accompanying drawings and in conjunction with embodiments.

[0030] figure 1 An exemplary architecture 100 of a method for enabling offline payment, a method for offline payment or a method for enabling offline payment, an apparatus for offline payment to which the present disclosure may be applie...

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PUM

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Abstract

The embodiment of the invention discloses a method for opening off-line payment, a method for off-line payment, a device, a system, a terminal, a server and a medium. A specific embodiment of the method comprises the steps of sending an offline payment opening request to a target server in response to detection of opening of an offline payment operation; in response to determining that the key information of the target server is obtained, collecting biological verification information; in response to the fact that the biological verification information passes verification,sending key information of the terminal to the target server side, wherein the key information of the terminal is generated based on a key of the terminal; and in response to receiving seed information which is sent by the target server and corresponds to the offline payment opening request, displaying information representing successful opening of the offline payment, the seed information being generated based on a seed generated by the target server. According to the embodiment, the security of opening the off-line payment is ensured, the risk that the account off-line payment is maliciously opened is effectively reduced, and the security of mobile payment is further improved.

Description

technical field [0001] Embodiments of the present disclosure relate to the field of computer technology, and in particular, to a method for enabling offline payment, a method, apparatus, system, terminal, server, and medium for offline payment. Background technique [0002] With the development of e-commerce technology, mobile payment has also achieved more and more applications. With the expansion of the scope of mobile payment, the demand for offline payment is also increasingly prominent. Offline payment technology usually includes two stages of opening offline payment and making offline payment. In the prior art, in the stage of enabling offline payment, the server usually issues a seed for generating an offline payment code to the payment terminal through a secure channel, and the payment terminal encrypts the seed locally and saves it. In the offline payment stage, the seed is usually decrypted locally by the payment terminal to generate a payment code; the deduction...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/36G06Q20/38G06Q20/40
CPCG06Q20/3274G06Q20/3276G06Q20/367G06Q20/3821G06Q20/3829G06Q20/4014
Inventor 梁旭
Owner JINGDONG TECH HLDG CO LTD