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Multi-channel access method and device based on cross-border payment system

A payment system and access method technology, applied in the field of multi-channel access methods and devices, can solve problems such as high development costs, difficulty in expansion, and insufficient compatibility, and achieve the effect of reducing development costs

Pending Publication Date: 2022-03-01
跨境银行间支付清算有限责任公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Existing cross-border payment systems usually can only support a single designated message middleware, which is not compatible enough. If multiple versions of software are designed to support multiple message middleware, there are problems of high development costs and difficult expansion

Method used

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  • Multi-channel access method and device based on cross-border payment system
  • Multi-channel access method and device based on cross-border payment system
  • Multi-channel access method and device based on cross-border payment system

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Embodiment Construction

[0025] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0026] First, the technical terms in the embodiments of the present invention are introduced:

[0027] CIPS: Cross-border Interbank Payment System (Cross-border Interbank Payment System), is a wholesale payment system approved by the People's Bank of China to specialize in RMB cross-border payment and clearing services, and is committed to providing safe, efficient, convenient and low-cost fund clearing and settlement services , is an important financial market infrastructure in my country, and plays an important role in promoting the two-way opening up of the financia...

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Abstract

The invention discloses a multi-channel access method and device based on a cross-border payment system, which can be used in the technical field of cross-border payment, and the method comprises the steps: obtaining message middleware product parameters of a parameter configuration center; generating an instantiated message product according to the message middleware product parameters; the instantiated message product is registered, message monitoring is started, and a monitoring container factory created according to a message middleware JMS specification starts message monitoring; and transmitting the message according to the monitored message. According to the invention, the dynamic loading of a plurality of message middleware products can be realized, and the development cost is reduced.

Description

technical field [0001] The invention relates to the technical field of cross-border payment, in particular to a multi-channel access method and device based on a cross-border payment system. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] Cross-border Interbank Payment System (CIPS) is a system that provides RMB cross-border payment business fund settlement services for domestic and foreign banking institutions and other participants. Since the official operation of the CIPS system, the cross-border payment business has been rapidly expanded, the efficiency of cross-border payment settlement has been significantly improved, the scope of RMB use has been further expanded, and the role of the CIPS system as the main channel for cross-border RMB payments has become increasingly ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06F9/54
CPCG06Q20/381G06Q20/386G06F9/546G06F9/547G06F2209/547G06F2209/548
Inventor 朱雅凤张森孙思哲陈高照何指剑王岚程晓松
Owner 跨境银行间支付清算有限责任公司