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Application of telephone bank system in the circulation of bank cashier's cheque

A technology of banking system and bank book, which is used in telephone communication, special data processing applications, electrical components, etc.

Inactive Publication Date: 2002-05-15
邓绍军
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The invention focuses on solving the problem that the endorsee can immediately confirm the authenticity of the bank note and complete the real-time transaction

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0006] Using the program setting and interface support of the bank's computer network, the program setting and interface support of the bank customer's deposit and cash transfer to the bank's payment reserve account; the program setting and interface support of the bank's issuance of cashier's check; the bank Program setting and interface support for cashier’s check payment function; program setting and interface support for related report generation and printing functions; program setting and interface support for real-time cancellation of cashier’s check voucher function. The password modification system, telephone inquiry and password modification system language prompts are as follows: key in the specified key to enter the cashier's check system, please enter the customer number of the cashier's check, please enter the password, ① query, check the holder's name, ID card number, issue date and issue Name of Bank Issuing Fund Source Issuing Amount Bank Promissory Note No. and...

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PUM

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Abstract

The invention is mainly used to resolve the problem that endorsee how to confirm the real and false of cashier's check immediately and complete real-time transaction. Cashier's check inquiring and cipher modifying system is added in telephone bank system, by which endorsee can inquire and confirm the real and false of cashier's check and complete endorsement transferring and cipher modifying at same time thus to realize promt delivery, speed up ware circulation process. Cashier's check is formed obligatory right and debt equilibrium transfer with zero risk in circulation process, the obligatory right and debt equilibrium transfer with zero risk is also formed between the bearer and bank, the bearer and payee, payee and blank.

Description

(1) Technical field: [0001] The invention relates to the application of the telephone banking system, in particular to the application in the circulation process of bank notes. (two) background technology: [0002] With the acceleration of the pace of life, in order to meet the needs of businessmen to realize the entry and exit of funds as soon as possible, so as to achieve the purpose of timely delivery, some banks have established the circulation of cashier's checks. The current circulation process of cashier's checks is like this. The bank will issue a cashier's check of the same amount as the settlement reserve to the bearer; the bearer will transfer it to the endorsee after endorsement, and the endorsee can handle it at the business outlet of the nearby bank. Fund settlement needs to be exchanged in the same city during the cashier's check settlement process, and the payment is slow. During the customer transaction process, the authenticity of the bank's cashier's check...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04M11/00
Inventor 邓绍军
Owner 邓绍军
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