Oversea funds transfer system and funds transfer service server

A server and capital technology, applied in the complete banking system, complete banking system, instruments, etc., can solve the problems of inability to realize remittance, inability to realize remittance, etc.

Inactive Publication Date: 2005-04-13
NEC CORP +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] However, in the overseas remittance system disclosed in the above-mentioned Japanese Patent Laid-Open No. 2002-197278, if the request for remittance from the remittee and the card number of the remittee do not exist, the remittance cannot be realized.
Furthermore, in the remittance control system disclosed in the aforementioned Japanese Patent Laid-Open No. 2002-41791, the remittance destination user must select whether the remittance destination account is an existing account or a new account.
Therefore, the problem is that when combining the two systems to realize overseas remittance, if there is no instruction from the remittance destination, the remittance cannot be realized

Method used

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  • Oversea funds transfer system and funds transfer service server
  • Oversea funds transfer system and funds transfer service server
  • Oversea funds transfer system and funds transfer service server

Examples

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Embodiment Construction

[0015] Such as figure 1 As shown, the present embodiment includes: mobile user terminals 10-1~10-n, configured to realize the connection with the Internet 70, and may be portable phones or mobile terminals; overseas remittance service server 20, configured to realize the connection with the Internet 70 connection; a funds withdrawal facility 40; and a funds transfer facility 50. Although only one financial institution 30 and overseas financial institution 60 are shown for simplicity of explanation, there may be a plurality of financial institutions 30 and a plurality of overseas financial institutions 60 .

[0016] The overseas remittance service server 20 performs transfers from the accounts 31-1 to 31-N of the financial institution 30 to the accounts 64-1 to 64-N of the overseas financial institution 60 according to operations at the user terminals 10-1 to 10-n. The entity of remittance processing; And be made up of following components: information screen controller 21, cu...

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PUM

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Abstract

When the terminal that can be connected to the Internet instructs the overseas remittance device to remit funds from the account of the financial institution to the account of the overseas financial institution, the overseas remittance device first requests the fund withdrawal device to withdraw funds from the account of the financial institution according to the remittance instruction. The fund withdrawal device withdraws funds from the account of the financial institution according to the request from the overseas remittance device, and then notifies the overseas remittance device that the fund withdrawal has been completed. Then, the overseas money transfer device requests the money transfer device to remit the funds withdrawn by the money withdrawal device to the account of the overseas financial institution. The funds transfer device remits funds withdrawn from the funds withdrawal device to an account of an overseas financial institution in response to a request from the overseas money transfer device.

Description

technical field [0001] The present invention relates to an overseas remittance system and an overseas remittance method, and more particularly, to an overseas remittance system and an overseas remittance service server for performing an overseas remittance process through the Internet. Background technique [0002] Typically, overseas residents make overseas remittances in order to send money they have already earned to family or loved ones living in their home country. This type of overseas remittance constitutes an important source of revenue for financial institutions in both developed and developing countries. [0003] Over the past few decades, the rapid globalization of the economy has been accompanied by large-scale movements of populations across national borders. Most developed countries that need labor take in millions of immigrants. Therefore, currently, the number of residents from foreign countries is rapidly increasing, and it is necessary to improve the conv...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q40/00G06Q40/02G06Q40/04G07F19/00
CPCG06Q20/108G06Q40/00G06Q40/02
Inventor 山本正武古谷王一松浦雅彦安纳秀幸
Owner NEC CORP
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