Method for checking up bank accounts

Abstract

The invention relates to a method for checking up bank accounts, comprising a reconciliation information inquiry module, a bank statement printing module, a bar code generation module, a bank statement recycling module, a reconciliation data processing module and a reconciliation data management module; wherein the bank statement printing module and the bank statement recycling module receive client operating instructions; the reconciliation information inquiry module inquires business information from a bank business front-end processor; the reconciliation data management module dispatches the reconciliation data processing module to provide a reconciliation data query interface for a bank management platform; the reconciliation data processing module responses to the requests of the bank statement printing module, the bar code generation module and the bank statement recycling module and processes operations such as read-in, inquiry, correction, deletion and the like of reconciliation records in the data base. The method of the invention realizes functions such as self-service printing of the bank statement return receipt, automatic recognition and recycling of the return receipt, statistic of reconciliation records, bank statement status tracking and the like, thus providing banks with effective and rapid reconciliation process, facilitating the banks to analyze customer risks and solving the problems of low reconciliation efficiency, high cost and high risks of the banks.

Description

technical field

[0001] The invention relates to an account reconciliation method, in particular to a bank reconciliation method. Background technique

[0002] Bank reconciliation management is an important means of bank internal risk prevention and internal control, which has been widely promoted and used. Bank reconciliation management can avoid management loopholes such as illegal misappropriation of funds and wrong receipts and payments caused by inconsistencies in bank accounts, improve bank management levels, and reduce operational risks.

[0003] However, since the current bank reconciliation management is mainly carried out manually, there are many problems as follows:

[0004] 1. The reconciliation receipt is delivered manually or by post, which wastes manpower and material resources, and cannot guarantee timely and timely delivery.

[0005] effective delivery;

[0006] 2. Reconciliation receipts are collected manually or by post, which is difficult and costly; ...

Images