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Method for checking up bank accounts

A bank and billing technology, applied in the field of account reconciliation, to facilitate customer risk analysis, effective and fast reconciliation process, and solve the effects of low work efficiency

Inactive Publication Date: 2009-11-04
SHENZHEN AOTO ELECTRONICS
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] The technical problem to be solved by the present invention is to provide an account reconciliation method, realize the automation of bank reconciliation management, and overcome the above-mentioned defects of the existing bank manual reconciliation management

Method used

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  • Method for checking up bank accounts
  • Method for checking up bank accounts
  • Method for checking up bank accounts

Examples

Experimental program
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Embodiment Construction

[0032] like figure 1 As shown, the bank reconciliation method of the present invention is implemented by the reconciliation management system 1000 . The system includes a reconciliation information query module 101 , a statement printing module 103 , a barcode generation module 102 , a statement recovery module 105 , a reconciliation data processing module 104 and a reconciliation data management module 106 . Among them, the reconciliation information query module 101, the statement printing module 103, and the barcode generation module 102 constitute the reconciliation printing part.

[0033] The statement printing module 103 and the statement recovery module 105 receive customer operation instructions from the customer operation platform 300, including statement inquiry instructions, statement printing instructions, and the like. The reconciliation information inquiry module 101 inquires business information from the banking front-end processor 200 . The account reconcilia...

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PUM

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Abstract

The invention relates to a method for checking up bank accounts, comprising a reconciliation information inquiry module, a bank statement printing module, a bar code generation module, a bank statement recycling module, a reconciliation data processing module and a reconciliation data management module; wherein the bank statement printing module and the bank statement recycling module receive client operating instructions; the reconciliation information inquiry module inquires business information from a bank business front-end processor; the reconciliation data management module dispatches the reconciliation data processing module to provide a reconciliation data query interface for a bank management platform; the reconciliation data processing module responses to the requests of the bank statement printing module, the bar code generation module and the bank statement recycling module and processes operations such as read-in, inquiry, correction, deletion and the like of reconciliation records in the data base. The method of the invention realizes functions such as self-service printing of the bank statement return receipt, automatic recognition and recycling of the return receipt, statistic of reconciliation records, bank statement status tracking and the like, thus providing banks with effective and rapid reconciliation process, facilitating the banks to analyze customer risks and solving the problems of low reconciliation efficiency, high cost and high risks of the banks.

Description

technical field [0001] The invention relates to an account reconciliation method, in particular to a bank reconciliation method. Background technique [0002] Bank reconciliation management is an important means of bank internal risk prevention and internal control, which has been widely promoted and used. Bank reconciliation management can avoid management loopholes such as illegal misappropriation of funds and wrong receipts and payments caused by inconsistencies in bank accounts, improve bank management levels, and reduce operational risks. [0003] However, since the current bank reconciliation management is mainly carried out manually, there are many problems as follows: [0004] 1. The reconciliation receipt is delivered manually or by post, which wastes manpower and material resources, and cannot guarantee timely and timely delivery. [0005] effective delivery; [0006] 2. Reconciliation receipts are collected manually or by post, which is difficult and costly; ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q40/00G06K7/10G06Q40/02
Inventor 吴涵渠王昊翔颜春晓周拥顾文亚田景松
Owner SHENZHEN AOTO ELECTRONICS
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