The invention relates to a method for checking up
bank accounts, comprising a reconciliation information inquiry module, a
bank statement printing module, a bar
code generation module, a
bank statement recycling module, a reconciliation
data processing module and a reconciliation
data management module; wherein the
bank statement printing module and the
bank statement recycling module receive
client operating instructions; the reconciliation information inquiry module inquires business information from a bank business front-end processor; the reconciliation
data management module dispatches the reconciliation
data processing module to provide a reconciliation
data query interface for a bank management platform; the reconciliation
data processing module responses to the requests of the
bank statement printing module, the bar
code generation module and the bank statement recycling module and processes operations such as read-in, inquiry, correction, deletion and the like of reconciliation records in the data base. The method of the invention realizes functions such as self-service printing of the bank statement return
receipt, automatic recognition and recycling of the return
receipt, statistic of reconciliation records, bank statement status tracking and the like, thus providing banks with effective and rapid reconciliation process, facilitating the banks to analyze customer risks and solving the problems of low reconciliation efficiency, high cost and high risks of the banks.