Front service platform of bank and operation processing method thereof

Abstract

The invention provides a front service platform of a bank. The platform comprises a channel access subsystem for integrating transactions when various clients of a channel layer access each service system of a background processing layer in the bank, a service processing subsystem for integrating functions provided by a background service system and thus realizing novel bank services, an application switching subsystem serving as a channel for the front service platform to access each service system on the background, a monitoring management subsystem for monitoring the operating condition of the front service platform, and a safety control subsystem for ensuring safe operation of the front service platform. The invention has the advantages of providing a unified platform capable of supporting the development of various front services, making the whole service system of the bank simple and reliable, greatly reducing equipment cost, and laying a solid foundation for the extension of service products of the bank.

Description

technical field [0001] The invention relates to a bank pre-service development and operation platform and an operation processing method thereof, belonging to the technical field of financial services. Background technique [0002] Modern banks are typical departments in social and economic activities that are closely integrated with business and technology. With the increase of its service varieties and the expansion of service scope, the technical systems used to provide support are also becoming increasingly complex. People can use POS to consume in shopping malls, use ATMs to withdraw money in every corner of the city, check account balances by phone, and pay fees online, and the background programs of these services are supported by complex information systems. [0003] For banks, the basic business of banks is mainly deposit and loan business. So far, most of the informatization of these businesses has been completed, and the related information systems are called cor...

AI Technical Summary

Problems solved by technology

[0004] The characteristics of front-end business are complex content and uncertain development cycle. Many information systems are launched in a hurry without unified planning. Often, a system is developed when there is a business need. Although it can meet the temporary demand, it makes the entire system The architecture of the system is becoming more and more chaotic, and the reliability of the system is declining

In the main computer room of the bank, you can often see various front-end business platforms (POS, ATM, gold card, debit card, authorization network, telephone banking, online banking, bank-securities pass, various agency services) lined up , in addition to repeated investment in equipment, it also takes up a lot of energy of technicians for maintenance and troubleshooting, which inevitably restricts the development of new businesses

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