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A method and business platform for realizing mobile terminal transfer

A mobile terminal, business platform technology, applied in the field of intelligent network, can solve problems such as inconvenience, and achieve the effect of convenient transfer and withdrawal

Active Publication Date: 2016-05-11
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In view of this, the main purpose of the present invention is to provide a method and a service platform for realizing mobile terminal transfer, to solve the inconvenience caused by the need for bank outlets (or bank account numbers) to support existing mobile terminal transfer methods

Method used

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  • A method and business platform for realizing mobile terminal transfer
  • A method and business platform for realizing mobile terminal transfer
  • A method and business platform for realizing mobile terminal transfer

Examples

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Embodiment Construction

[0058] The technical solutions of the present invention will be further elaborated below in conjunction with the accompanying drawings and specific embodiments.

[0059] A system for realizing mobile terminal transfer provided by the present invention, such as figure 1 As shown, it consists of a mobile terminal 10, a communication gateway 20 and a mobile terminal wallet transaction service platform 30. The mobile terminal 10 is responsible for editing, encrypting and sending the uplink transaction request. The communication gateway 20 is responsible for receiving and sending the uplink transaction request, and forwards the uplink transaction request to the mobile terminal wallet transaction service platform 30 . The mobile terminal wallet transaction service platform 30 is responsible for receiving the uplink transaction request forwarded by the communication gateway 20, verifying and decrypting the format of the uplink transaction request, authenticating the user who accesse...

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Abstract

The invention discloses a method for realizing mobile terminal transfer. , transfer-in transaction request to perform format verification and decryption operations, and randomly generate a withdrawal password according to the transfer-out transaction request and provide it to the transaction processing module and the transfer-in user; the transaction processing module authenticates the user who accesses the mobile terminal wallet transaction business , complete the transfer-out operation according to the transfer-out transaction request, complete the transfer-in operation according to the transfer-in transaction request and the withdrawal password provided by the encryption and decryption module; The mobile terminal of the merchant returns a response message. The invention also discloses a mobile terminal wallet transaction service platform. The invention solves the inconvenience that the existing mobile terminal transfer method must be supported by bank outlets.

Description

technical field [0001] The invention relates to the intelligent network technology in the communication field and the financial field, in particular to a method and a service platform for realizing mobile terminal money transfer. Background technique [0002] With the development of society and the advancement of communication technology, e-commerce is growing stronger day by day. Users are no longer satisfied with using mobile terminals as pure communication tools, but have placed higher expectations on them. The telephone payment service organically combines telephone, bank card and commercial payment, and users only need to complete the whole payment process by telephone. As a part of mobile payment, mobile terminal transfer is becoming increasingly popular and has become a basic financial service. Mobile terminal transfer refers to the transfer of funds stored in the user's mobile account to another account, and the transfer and basic financial transactions can be proc...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04W12/00H04W12/033H04W12/06
CPCH04W12/06G06Q20/3223H04W12/033
Inventor 谌鹏飞杨明玮易佳
Owner ZTE CORP
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