Enterprise dynamic credit rating method

Abstract

The invention relates to an enterprise dynamic credit rating method which comprises the following steps: (1) acquiring preset accumulated points and rating: obtaining the corresponding accumulated points according to the information registered on the website of the enterprise and the basic industrial and commercial information, and providing the prerating information according to the accumulated points; (2) acquiring dynamic accumulated points and rating: providing more information registered on the website and more basic industrial and commercial information by the enterprise subsequently and uploading a credit qualification certificate so as to obtain more points; and (3) acquiring final accumulated points and rating: acquiring the corresponding accumulated points and the final rating information according to the preset accumulated points and the dynamic accumulating points. Due to the adoption of the enterprise dynamic credit rating method, the information of the enterprise can be processed dynamically so as to provide dynamic quantitative enterprise dynamic credit rating indexes to the user, wherein the enterprise dynamic credit rating indexes is highly credible and can be updated timely.

Description

【Technical field】 [0001] The invention relates to a credit evaluation method, in particular to an enterprise dynamic credit evaluation method, and belongs to the technical field of electronic commerce. 【Background technique】 [0002] The traditional credit evaluation is a subjective evaluation model based on historical and static data. The characteristics of this model are: 1) requires a fair and fair third-party organization; 2) requires at least 3 years of corporate credit information accumulation; 3) due to the review Expert discussions cannot be completed in real time by computer. [0003] Therefore, the traditional credit evaluation method can hardly be applied in the dynamic credit evaluation, and considering the powerful information aggregation ability of the Internet, the traditional credit evaluation method cannot handle the credit evaluation of tens of millions of enterprises. It is getting faster and faster, and it is difficult to meet the requirements of 3 years...

AI Technical Summary

Problems solved by technology

[0002] The traditional credit evaluation is a subjective evaluation model based on historical and static data. The characteristics of this model are: 1) requires a fair and fair third-party organization; 2) requires at least 3 years of corporate credit information accumulation; 3) due to the review Expert discussion, cannot be done in real time by computer

[0003] Therefore, the traditional credit evaluation method can hardly be applied in the dynamic credit evaluation, and considering the powerful information aggregation ability of the Internet, the traditional credit evaluation method cannot handle the credit evaluation of tens of millions of enterprises. It is getting faster and faster, and it is difficult to meet the requirements of 3 years of credit information

In addition, through the 2008 financial crisis, we have seen that it is difficult to have a completely neutral and impartial third-party evaluation agency