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Mobile system for card payment

A mobile phone system and card swiping technology, which is applied in the field of communication, can solve the problems of inconvenient swiping cards and high cost of POS machines, and achieve the effects of convenient card swiping, reduced manufacturing, and huge cost savings

Inactive Publication Date: 2013-01-16
巫少芬
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The technical problem to be solved by the present invention is to propose a mobile phone system that integrates the card swiping function, and solve the problems in the prior art that merchants issue POS machines at a high cost and inconvenient for people to swipe cards

Method used

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  • Mobile system for card payment
  • Mobile system for card payment

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Experimental program
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Embodiment 1

[0018] like figure 1 , 2 As shown, the card payment mobile phone in this embodiment includes a housing 2, a main chip 8, a display screen 3, a button 4, a card reader 7, a face recognition device 5 and a barcode scanner 1; the display screen 3 and the button 4 are arranged on On the casing 2, the main chip 8 is designed inside the casing 2; the buttons 4 and the display screen 3 are both connected to the main chip 8; the card reader 7 and the barcode scanner 1 are connected to the main chip 8. The card slot of the card reader 7 is designed on the side of the housing 2; the image sensor of the barcode scanner 1 is designed on the top of the housing 2; the face recognition device 5 is connected to the main chip 8; It is designed at the end of the casing 2 and connected to the main chip 8 .

[0019] Users who use this mobile phone need to prepare files in the bank first, including identity information filing, face information filing, and completing the real-name binding of the ...

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Abstract

The invention discloses a technical scheme to solve the technical problems in the invention. The invention discloses a mobile system for card payment, which comprises a card payment mobile phone held by a card owner, and a card-reading information machine held by a merchant and storing all the comprehensive information of the merchant; the card payment mobile phone comprises a shell body, a main chip, a display screen and keys; the display screen and the keys are arranged on the shell, and the main chip is arranged at the inner part of the shell; the display screen and the keys are connected with the main chip; the card payment mobile phone further comprises a card reader and a bar-code scanner, the card reader and the bar-code scanner are both connected with the main chip. The mobile phone of the invention combines the card payment function, so that the huge cost of a bank for issuing a large number of point-of-sale (POS) machines is saved, and much convenience is brought for the card reading of a user; furthermore, the cost for manufacturing and managing paper currency is lowered, and the survival space of counterfeit money is eradicated.

Description

technical field [0001] The invention relates to the technical field of communication, in particular to a mobile phone system for payment by swiping a card in the technical field of communication. Background technique [0002] With the development of electronic money, in order to stimulate consumption and facilitate customers, banks issue more and more credit cards every year. People no longer need to carry a lot of cash when they go shopping, but only need to bring a small card, which is safe and reliable. Save yourself the hassle of finding change. But the reality is that there are very few places where credit cards can be used smoothly. When banks issue credit cards, they must also issue POS (point-of-sale terminals) machines that can swipe cards for merchants. Risks, including possible cash-out problems. Therefore, the POS machine has yet to be popularized. According to incomplete statistics, at all levels of social life, the proportion of using POS machines to swipe c...

Claims

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Application Information

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IPC IPC(8): G07G1/12H04M1/725H04M1/72403
Inventor 巫少芬
Owner 巫少芬