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Payment server and payment channel acquisition method

A payment server and payment channel technology, applied in the field of online payment, can solve problems such as inability to solve optimization problems, and achieve the effect of avoiding wasting time

Active Publication Date: 2013-01-30
DONGGUAN YULONG COMM TECH +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, none of the existing access methods or the free choice of payment agents can solve the above optimization problem, especially in the case of the payment channel shown by the dotted line above.

Method used

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  • Payment server and payment channel acquisition method
  • Payment server and payment channel acquisition method

Examples

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Embodiment Construction

[0047] In order to understand the above-mentioned purpose, features and advantages of the present invention more clearly, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments of the present application and the features in the embodiments can be combined with each other.

[0048] In the following description, many specific details are set forth in order to fully understand the present invention. However, the present invention can also be implemented in other ways different from those described here. Therefore, the protection scope of the present invention is not limited by the specific details disclosed below. EXAMPLE LIMITATIONS.

[0049] figure 2 A block diagram of a payment server according to an embodiment of the invention is shown.

[0050] Such as figure 2 As shown, the payment server 100 according to the embodiment o...

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Abstract

The invention provides a payment server which comprises a decomposing unit, an acquiring unit, a searching unit, a calculating unit and a communicating unit, wherein the decomposing unit is used for decomposing payment mode data provided by a plurality of proxy servers to generate a plurality of payment channel data and storing the payment channel data to a database; the acquiring unit is used for acquiring and storing the node information experienced by each payment channel; the searching unit is used for finding out the payment channel belonging to the selected payment entrance type according to the payment entrance type selected by the client; the calculating unit is used for calculating the node number experienced by each found-out payment channel; and the communicating unit is used for sending the payment channel data with the least node number to the client. The invention further provides a payment channel acquisition method. According to the technical scheme provided by the invention, a payment channel with the least payment node can be provided to a user automatically in the payment process of the user, thereby reducing the transitional skipping process, reducing expenses in payment, and ensuring the payment rapidness and stability.

Description

technical field [0001] The invention relates to the field of online payment, in particular to a payment server and a payment channel acquisition method. Background technique [0002] With the increase of payment providers and payment agents, it is becoming easier to build a payment platform, but at the same time, it also causes users to be troubled by the differences in the payment capabilities of different payment agents, and confused about how to choose. [0003] Among them, a payment agent refers to an institution that has no payment capability itself, but can provide payment services by integrating the payment capabilities of other payment providers. Payment providers are institutions that can provide payment services without integrating the payment capabilities of other companies or institutions, such as banking systems. [0004] Since the final payment behavior can only be completed through the payment provider, there will be payment agents integrating with each other...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16H04L29/08
Inventor 王继辉郭炳玲
Owner DONGGUAN YULONG COMM TECH
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