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Method, device and system for secure electronic payment

An electronic payment and security technology, applied in the direction of payment system structure, equipment, data processing applications, etc., can solve security risks, steal user account property and other problems, and achieve the effect of avoiding theft

Active Publication Date: 2016-11-30
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, mobile electronic devices such as ordinary mobile phones or tablet computers on the market have huge security risks when performing electronic payments. Criminals can install counterfeit programs or illegally disassemble mobile devices to install eavesdropping devices, and mislead users through keyboards, cameras, etc. , voice, touch device, card reader, etc. to enter payment card number, user name, password and other information, and steal this information, and finally steal the property on the user account

Method used

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  • Method, device and system for secure electronic payment
  • Method, device and system for secure electronic payment
  • Method, device and system for secure electronic payment

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Embodiment Construction

[0050] In order to describe the technical content, structural features, achieved goals and effects of the present invention in detail, the following will be described in detail in conjunction with the embodiments and accompanying drawings.

[0051] In order to better explain the present invention, the applicant here first introduces the technical terms mentioned in the technical solution.

[0052]Application processor: The full name of the application processor is Multimedia Application Processor (Multimedia Application Processor), referred to as MAP. The application processor is a very large-scale integrated circuit that expands audio and video functions and dedicated interfaces on the basis of low-power CPUs. MAP (Application Processor) is produced along with smart phones. Ordinary mobile phones only have the functions of calling and sending and receiving short messages. It is more accurate to call it a voice compression wireless transceiver. However, in the present inventi...

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Abstract

The invention discloses a method, device and system for secure electronic payment, wherein the method includes: S10, when receiving a payment transaction request sent by a transaction requesting end, detecting whether the anti-dismantlement device is triggered; S210, if the anti-dismantlement device is detected If the device has been triggered, the transaction is prohibited from proceeding, and the preset payment key and payment data are cleared; S220, if it is detected that the anti-tampering device has not been triggered, then obtain the preset payment key, and use it to acquire The received payment key encrypts the transaction request and then sends the transaction request packet to the bank server; after receiving the corresponding transaction response packet returned by the bank server, it is judged whether the corresponding transaction response packet is legal; if the corresponding transaction response If the package is valid, the payment transaction is allowed to continue; if the corresponding transaction response package is invalid, the transaction is prohibited from continuing, and returns to S10.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a method, device and system for secure electronic payment. Background technique [0002] At present, mobile electronic devices such as ordinary mobile phones or tablet computers on the market have huge security risks when performing electronic payments. Criminals can install eavesdropping devices by installing counterfeit programs or illegally dismantling mobile devices, misleading users through keyboards, cameras, etc. Input payment card number, user name, password and other information by means of , voice, touch device, card reader, etc., and steal this information, and finally steal the property on the user account. Contents of the invention [0003] The technical problem mainly solved by the present invention is to provide a method, device and system for secure electronic payment, so as to prevent criminals from illegally disassembling mobile devices and installing eavesdr...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/42
Inventor 林魁
Owner FUJIAN LANDI COMML EQUIP CO LTD