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Method, device and system for secure electronic payment

An electronic payment and security technology, applied in the payment system, payment system structure, transmission system, etc., can solve the problems of security risks, stealing user account property, etc.

Active Publication Date: 2016-08-31
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] At present, mobile electronic devices such as ordinary mobile phones or tablet computers on the market have huge security risks when performing electronic payments. Criminals can install counterfeit programs or illegally disassemble mobile devices to install eavesdropping devices, and mislead users through keyboards, cameras, etc. , voice, touch device, card reader, etc. to enter payment card number, user name, password and other information, and steal this information, and finally steal the property on the user account

Method used

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  • Method, device and system for secure electronic payment
  • Method, device and system for secure electronic payment
  • Method, device and system for secure electronic payment

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Embodiment Construction

[0061] In order to describe the technical content, structural features, achieved goals and effects of the present invention in detail, the following will be described in detail in conjunction with the embodiments and accompanying drawings.

[0062] In order to better explain the present invention, the applicant here first introduces the technical terms mentioned in the technical solution.

[0063] Application processor: The full name of the application processor is Multimedia Application Processor (Multimedia Application Processor), referred to as MAP. The application processor is a very large-scale integrated circuit that expands audio and video functions and dedicated interfaces on the basis of low-power CPUs. MAP (Application Processor) is produced along with smart phones. Ordinary mobile phones only have the functions of calling and sending and receiving short messages. It is more accurate to call it a voice compression wireless transceiver. However, in the present invent...

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Abstract

The invention discloses a method, a device and a system for safe electronic payment, wherein the method comprises the steps of when receiving a payment transaction request sent by a transaction request end, judging whether verification of communication connection with the transaction request end passes or not, if the verification of the communication connection with the transaction request end is judged not to pass, prohibiting continuous conduction of a transaction, if the verification of the communication connection with the transaction request end is judged to pass, obtaining a preset payment keycode, sending a transaction request packet to a bank server after the transaction request is encrypted by utilizing the obtained payment keycode, and judging whether a corresponding transaction response packet is legal or not after the corresponding transaction response packet returned by the bank server is received.

Description

technical field [0001] The invention relates to the field of electronic payment, in particular to a method, device and system for secure electronic payment. Background technique [0002] At present, mobile electronic devices such as ordinary mobile phones or tablet computers on the market have huge security risks when performing electronic payments. Criminals can install eavesdropping devices by installing counterfeit programs or illegally dismantling mobile devices, misleading users through keyboards, cameras, etc. Input payment card number, user name, password and other information by means of , voice, touch device, card reader, etc., and steal this information, and finally steal the property on the user account. Contents of the invention [0003] The technical problem mainly solved by the present invention is to provide a method, device and system for secure electronic payment, so as to prevent criminals from illegally disassembling mobile devices and installing eavesdr...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q20/42H04L29/06
Inventor 林魁
Owner FUJIAN LANDI COMML EQUIP CO LTD