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Method for bank transfer via mobile phone

A processing method and technology of mobile banking, applied in the field of communication, can solve problems such as transfer and remittance information error, user economic loss, time-consuming input, etc., to save time, facilitate transfer, and avoid unnecessary losses

Inactive Publication Date: 2014-02-19
成树嘎
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, the traditional mobile phone transfer method is: by manually inputting the remitter's name, account number and other account information to complete the acquisition of account information, and finally complete the transfer; however, due to manual verification and manual input of account information such as card number and name, and the bank card Account numbers are relatively lengthy, time-consuming to input, and prone to input errors, which is not only inconvenient, but also likely to cause errors in transfer and remittance information, causing economic losses to users

Method used

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  • Method for bank transfer via mobile phone

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Embodiment Construction

[0013] The present invention will be described in further detail below through specific implementation examples and in conjunction with the accompanying drawings.

[0014] see figure 1 A mobile bank transfer processing method provided by an embodiment of the present invention includes the following steps:

[0015] Step S100, edit the account information into a corresponding two-dimensional barcode and print it on the outer surface of the bank card;

[0016] Step S200, identifying the two-dimensional barcode on the outer surface of the bank card to be read; obtaining the account information of the bank card according to the two-dimensional barcode;

[0017] Step S300, read the account information, and directly add the account information to the transfer payment interface.

[0018] It should be noted that, firstly, the account information stored in the bank card is edited into a one-to-one corresponding two-dimensional barcode (that is, two-dimensional code), and the two-dimen...

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Abstract

The invention discloses a method for bank transfer via a mobile phone. The method comprises the steps that account information is edited into a corresponding two-dimension code, and the external surface of a bank card is printed with the two-dimension code; the two-dimension code at the external surface of the to-be-read bank card is identified; the account information of the bank card is obtained via the two-dimension code; and the account information is read, and directly added to a payment interface for transfer. According to the method in the invention, the intelligent mobile phone can directly obtain the account information of the bank card by scanning the bank card with the two-dimension code, intelligent mobile phone software (mobile phone transfer software) is combined with a corresponding interface of an electronic bank server to realize communication, and safe transfer payment and transaction can be rapidly, accurately and easily realized.

Description

technical field [0001] The invention relates to the technical field of communications, in particular to a method for processing mobile phone bank transfers. Background technique [0002] With the rapid development of the communication industry, mobile phone (ie mobile terminal) transfer, as an important means to realize the electronicization of funds, has also been widely used with the widespread use of mobile phones. It is developing rapidly, the market in this field is huge, and the user base with mobile phones is huge. Especially in China, mobile banking payment has become the tipping point of the development of e-commerce in recent years, and it has also become a must for merchants, operators and banks. [0003] However, the traditional mobile phone transfer method is: by manually inputting the remitter's name, account number and other account information to complete the acquisition of account information, and finally complete the transfer; however, due to manual verific...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10G06Q20/32
CPCG06Q20/10G06Q20/3276
Inventor 成树嘎
Owner 成树嘎