Resource transfer managing method, resource transfer managing device and resource transfer managing system

A resource transfer and resource technology, applied in the Internet field, can solve the problems of wasting time and inefficient control of the amount of resource transfer, and achieve the effect of improving efficiency

Active Publication Date: 2014-04-30
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In the prior art, the resource transfer amount of the resource card is controlled by controlling the resource replenishment value. Since the remaining resource value of the payment card is small, the user needs to frequently go to the above-mentioned designated network to replenish the resource card, which is wasteful. A lot of time, resulting in less efficient resource transfer volume control

Method used

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  • Resource transfer managing method, resource transfer managing device and resource transfer managing system
  • Resource transfer managing method, resource transfer managing device and resource transfer managing system
  • Resource transfer managing method, resource transfer managing device and resource transfer managing system

Examples

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Effect test

Embodiment 1

[0036] The embodiment of the present invention provides a resource transfer management method, which can be implemented jointly by the first terminal, the second terminal and the management server.

[0037] Such as figure 1 As shown, the processing flow of the management server in this method may include the following steps:

[0038] Step 101, the management server receives the resource transfer value sent by the first terminal and the identity information obtained from the second terminal.

[0039] Step 102, the management server determines the login account of the second terminal according to the received identity information.

[0040] Step 103, the management server transfers resources from the resource pool account corresponding to the login account of the second terminal to the resource pool account corresponding to the first terminal according to the received resource transfer value, and deducts from the upper limit of available resources corresponding to the login acco...

Embodiment 2

[0047] The embodiment of the present invention provides a resource transfer management method, which can be implemented jointly by the first terminal, the second terminal and the management server. Wherein, the first terminal may be a terminal for charging, such as a credit card machine, etc., may be a mobile terminal or a desktop terminal, etc., and a first application program with a resource transfer function may be installed in the first terminal. . The second terminal may be a mobile terminal carried by the user, such as a smart phone, a tablet computer, etc., and a second application program having a resource transfer function may be installed in the second terminal. The resource transfer function can be the function of transferring resources from one resource bank account to another resource bank account. The resource in the embodiment of the present invention can be a value, for example, the resource transfer can be a value transfer, and the resource transfer function c...

Embodiment 3

[0096] The processing flow of the resource transfer management method provided by the embodiment of the present invention in a specific application scenario is given below, which may include the following steps:

[0097] Step 1, the first terminal obtains the current resource transfer value.

[0098] In this embodiment, the first terminal may be a terminal for charging, for example, the first terminal may be a card reader installed at a merchant. The resource transfer value may be the price of the commodity to be traded, that is, the transaction amount. The upper limit of available resources can be the available quota, which is the maximum amount allowed to be transferred. The initial upper limit can be the initial amount, that is, the maximum amount allowed to be transferred in the initial state.

[0099] When a user and a merchant conduct a transaction, for example, a user purchases a commodity in a shopping mall, and when the payment counter is ready to make payment, the ...

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PUM

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Abstract

The invention discloses a resource transfer managing method, a resource transfer managing device and a resource transfer managing system, and belongs to the field of Internet technology. The resource transfer managing method includes that a management server receives resource transfer numerical value sent via a first terminal and acquires identity information from a second terminal; the management server confirms a register account of the second terminal according to the identity information; the management server performs resource transfer from a resource pool account corresponding to the register account to a resource pool account corresponding to the first terminal according to the resource transfer numerical value, and deducts the resource transfer numerical value from available resource upper limit corresponding to the register account. With the resource transfer managing method, the resource transfer managing device and the resource transfer managing system, rate of resource transfer quantity control can be increased.

Description

technical field [0001] The present invention relates to the technical field of the Internet, in particular to a method, device and system for resource transfer management. Background technique [0002] Offline resource transfer (such as offline payment) means that the user transfers resources without connecting to the network. Offline resource transfer can generally be performed by the user presenting an identity credential (usually electronic identity information) to the object of resource transfer Resource transfer, for example, a resource card, which can store the user's identity information and a certain amount of resources, and the user can complete the resource transfer by swiping the card at the card-swiping terminal. [0003] The offline resource transfer method is often used in the scenario of small-amount password-free resource transfer. Small-amount password-free resource transfer refers to a resource transfer process with a relatively small value, low security le...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F21/60G06F21/30
CPCG06Q20/10G06F21/31
Inventor 张小龙叶娃蔡润达徐佳杰毛蔚卢强陈巍卓达城徐震宇
Owner TENCENT TECH (SHENZHEN) CO LTD
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