Automatic payment and account-checking method and system

Abstract

The invention discloses an automatic payment and account-checking method and system. The method comprises the following steps: (1) a transaction instruction number is generated via an enterprise payment system; (2) the transaction instruction number is fed back to a bank transaction system; (3) bank transaction detail data and electronic payment record data are acquired; (4) the bank transaction detail data without the transaction instruction number are filtered; and (5) account-checking keyword checking is performed on the bank transaction detail data and the electronic payment record data with the same transaction instruction number. According to the technical scheme, enterprise collection transaction and automatic deduction information can be filtered, and artificial manual reviewing and screening are not needed in the account-checking process so that account checking can be completed in an automatic and intelligent way, and account checking efficiency is enhanced. Meanwhile, problems in the prior art that the same data, the same sum of money and the same account transaction cannot be distinguished in the payment and account checking can be solved.

Description

technical field [0001] The invention relates to financial and financial software technology, in particular to an automatic enterprise payment reconciliation method and system. Background technique [0002] In the existing enterprise financial software, after the enterprise obtains the bank transaction details through the bank-enterprise interconnection interface to the bank transaction system, it needs to reconcile the bank transaction details with the electronic payment records of the enterprise financial software payment system to ensure that the payment system The payment information in the account is accurate, and abnormal transactions such as repeated payments and wrong payments are checked. [0003] At present, all kinds of financial and financial software do not filter information such as collection transactions and automatic deduction when performing account reconciliation, and have not formulated their corresponding policies for internal banks and financial companie...

AI Technical Summary

Problems solved by technology

[0004] The object of the present invention is to address the shortcomings of the above-mentioned problems, to provide an automatic payment reconciliation method and system with high reconciliation efficiency, which filters the enterprise collection transaction and automatic deduction information, and in the process of reconciliation Without manual review and screening, it can automatically and intelligently complete the reconciliation, which improves the efficiency of reconciliation and solves the problem that the existing technology cannot distinguish the same date, the same amount and the same account transaction in the payment reconciliation

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