Payment account checking method and system

An electronic payment and two-party technology, applied in the field of finance and financial software, can solve the problems of low efficiency of account reconciliation, collection and filtering of transactions, etc., and achieve the effect of improving the efficiency of account reconciliation

Active Publication Date: 2014-07-02
YGSOFT INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, all kinds of financial and financial software do not filter information such as collection transactions and automatic deduction when performing account reconciliation, but only check the information of the data of both parties, resulting in low efficiency of account reconciliation

Method used

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  • Payment account checking method and system
  • Payment account checking method and system
  • Payment account checking method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0032] The method of payment reconciliation in the present invention needs to be implemented by relying on the financial software of the enterprise and the banking system, and it adopts an account reconciliation method in which reconciliation keywords are checked after filtering out collection transactions and automatic deduction transactions.

[0033] like figure 1 Shown, the inventive method specifically comprises the following steps:

[0034] Step 1 A1, obtaining bank transaction detail data and electronic payment record data.

[0035] Specifically: obtain bank transaction detail data and electronic payment record data from the bank-enterprise interconnection interface and the enterprise payment system respectively.

[0036] For example, the following data are obtained separately:

[0037] Detailed bank transaction data (Table 1):

[0038] Table I:

[0039]

[0040] Electronic payment record data (Table 2):

[0041] Table II:

[0042]

[0043] Step 2 A2, filteri...

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PUM

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Abstract

The invention discloses a payment account checking method and a system. The method comprises the following steps: step 1, bank transaction detail data and electronic payment record data are acquired; step 2, collecting transaction and automatic debit transaction of the bank transaction detail data are filtered; step 3, account checking key words of the bank transaction detail data and the electronic payment record data are checked, if account checking key word information of two sides are consistent, account checked data are marked, or account checking mark is not needed; step 4, data with no account checking mark are outputted for carrying out abnormal transaction determination and manual account checking; and step 5, an account checking report is generated and abnormal transaction is processed. According to the technical scheme of the invention, enterprise collecting transaction and automatic debit transaction can be filtered, and the account checking efficiency is improved.

Description

technical field [0001] The invention relates to finance and financial software technology, in particular to a method and system for enterprise payment reconciliation. Background technique [0002] In the existing enterprise financial software, after the enterprise obtains the bank transaction details through the bank-enterprise interconnection interface to the bank transaction system, it needs to reconcile the bank transaction details with the electronic payment records of the enterprise financial software payment system to ensure that the payment system The payment information in the account is accurate, and abnormal transactions such as repeated payments and wrong payments are checked. [0003] At present, all kinds of financial and financial software do not filter information such as collection transactions and automatic deduction when performing account reconciliation, but only check the information of the data of both parties, resulting in low efficiency of account reco...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q20/38
Inventor 樊宇
Owner YGSOFT INC
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