Identity verification method and system

Abstract

The invention discloses an identity verification method and system. The method comprises: a cash collecting device receiving cash collecting information, according to the cash collecting information and payee identity information, obtaining payee electronic identification for outputting, and associating the payee identity information with a payee account, the payee electronic identification comprising an electronic identification expiration date; a payment device obtaining payee electronic identification, and verifying payee identity validity according to the payee electronic identification; the payment device, according to the payer identity information and current time information, obtaining a payer electronic identification for outputting, and associating the payer identity information with a payment account, the payer electronic identification comprising an electronic identification expiration date; and the cash collecting device obtaining the payer electronic identification, and verifying payer identity validity and according to the payer electronic identification. According to the invention, payee and/or payer identity validity are verified by use of a dynamic electronic identification, such that cheating of a phishing website is prevented; and each identity is bound with an account, and payment can be carried out without inputting a password and exposing an account medium, such that the security of the password and the account medium is ensured.

Description

technical field [0001] The invention relates to the technical field of computer security, in particular to an identity verification method and system. Background technique [0002] The first step involving payment in the current e-commerce process is to perform account security verification on the account information of the payer, that is, to provide the account information of the payer to the payee in a safe manner. At present, the existing mainstream account security verification methods have some limitations and deficiencies, and there are certain defects in security, especially in the current e-commerce process, phishing websites have repeatedly succeeded, causing users to suffer losses of funds. [0003] The following lists the characteristics and shortcomings of the current mainstream account verification methods: [0004] 1. Use bank card media for account security verification: [0005] The bank card medium can be a point of sale (Point of Sale, POS), an automatic ...

AI Technical Summary

Problems solved by technology

[0014] The present invention provides an identity verification method and system to at least solve the problem that the account verification in the existing electronic payment process cannot prevent the deception of the phishing website well, the user's password may be leaked, and the account security is threatened

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