Information processing system and information processing method for online application of jumbo aging

Abstract

The invention provides an information processing system and an information processing method for online application of jumbo aging. The system comprises a receiving module, a matching module, an automatic examining and approving module and an auxiliary examining and approving module, wherein the receiving module is used for receiving application information and an application request submitted by a user, wherein the application information comprises personal information and property information; the matching module is used for matching the personal information of the user with the personal information of a checking-free user recorded in a pre-examining and approving library for checking, if the personal information of the user is recorded in the pre-examining and approving library, triggering the automatic examining and approving module, if not, triggering the auxiliary examining and approving module; the automatic examining and approving module is used for distributing aging amount for the user; the auxiliary examining and approving module is used for outputting the property information of the user so as to be manually examined and approved by customer managers, and distributing the aging amount for the user or rejecting the application request of the user according to the received manual examining and approving result. By adopting the information processing system and the information processing method, online application and quick examination and approval for jumbo aging applications are realized, so that partial manpower resource is liberated, time and space limitation is solved, and examination and approval efficiency is improved.

Description

technical field [0001] The present invention relates to the field of information processing, in particular to an information processing system and method for online application for large installments. Background technique [0002] In actual operation, when applying for large installments, the customer generally first fills in the information online, and then contacts the account manager offline to complete the follow-up processing. That is, in the prior art, the customer manager must communicate with the customer offline, review and other processes before completing the customer's application for a large installment. There are many problems, such as: the online application cannot be sent directly from the operating platform to the account manager in the relevant area in time; after the account manager obtains the customer information, contacting the customer for offline processing is limited by the venue and time; when there are many application materials, Pure manual proce...

AI Technical Summary

Problems solved by technology

There are many problems, such as: the online application cannot be sent directly from the operating platform to the account manager in the relevant area in time; after the account manager obtains the customer information, contacting the customer for offline processing is limited by the venue and time; when there are many application materials, Pure manual processing is less efficient

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